Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

View other StepChange products

4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Helpful & Understanding.

Helpful & Understanding. Advisors are excellent Reviewed on: 27th May 2026

Step change changed my life by taking the stress fro...

Step change changed my life by taking the stress from my situation and gave me peace of mind with debts Reviewed on: 27th May 2026

When in Debt call Step Chance

Excellent help and advice- always there for me.l would recommend anyone who has a debt problem to get in touch Reviewed on: 27th May 2026

I had some debts because of covid and I was unable t...

I had some debts because of covid and I was unable to work you have been very helpful Reviewed on: 27th May 2026

Massive help from StepChange

Massive help from StepChange, appreciate all the calmness they bring to the very desperate situation Thanks a lot StepChange Team. Reviewed on: 27th May 2026

I was terrified of addressing my debt problem.

I was terrified of addressing my debt problem. I had a comparitively small debt but it was breaking me. Step change literally stepped in and really helped me manage my debt. I did get a little confuses about some of the online information required but a phone call sorted that out brilliantly. Reviewed on: 27th May 2026

Excellence service

Excellence service and listen carefully to your issues Reviewed on: 27th May 2026

Excellent advice/ Communication/ Support and Underst...

Excellent advice/ Communication/ Support and Understanding without Negative Thoughts and Non judgement. Truly helpful. Reviewed on: 27th May 2026

Very helpful, polite and understanding

Very helpful, polite and understanding Reviewed on: 27th May 2026

Brilliant, changed my life forever

Brilliant, changed my life forever Reviewed on: 27th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from National Debtline 4.40 from 69 reviews
Debt collection
from Ayom Debt Recovery 1.76 from 82 reviews
Debt solutions (discontinued)
from Freeze Debt (inactive company) 4.12 from 2 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub