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StepChange: Debt advice reviews

4.95
Based on 16,820 reviews, last reviewed 19th May 2026
101200% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

I would wholeheartedly champion them to anyone. I have been with stepchange three years. And they have given me all the support and help needed when help has been desperately in need. I would whole ... Read more Reviewed on: 19th May 2026
Lisa Parkinson's avatar
Lisa Parkinson

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16820)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Life changing

5
Without them, I would left drowning in debt unable to survive and cope. Reviewed on: 29th July 2022

I can sleep again !

5
When i contacted StepChange I was worried about my debts. I couldn't sleep or function properly and worried constantly about the post arriving or a knock at the door. Thanks to StepChange, I can sleep at night again they pretty much sorted everything out for me and arranged an affordable payment plan with each of the companies I owed money to. I really can't believe how much help they gave me. I can't recommend them enough. Reviewed on: 29th July 2022

Life Saver

5
After being scammed out of my life savings and tricked into taking out further loans to finance the purchase of BitCoin, when I tried to cash in the BitCoin,it was not available. I now had no money and £52000 worth of debt. I contacted StepChange who brokered an affordable repayment plan with all my creditors .They have literally been lifesavers as I was in a VERY bad place at the time. THANK YOU StepChange!!! Reviewed on: 29th July 2022

A great Help

5
Since joining Stepchange and getting a DMP it has been so easy and stress free. Able to update my budget annually or when something big happens, it was the best decision I ever made. I've been a client for four years and will be clear within 5 more....I cannot thank them enough for their help and always friendly, and extremely knowledgeable staff :) Reviewed on: 29th July 2022

Understanding attitude

5
When I experiencd money problems they listened and helped me through a difficult time Reviewed on: 29th July 2022

Peace of mind

5
My husbands business had to close suddenly due to illness and leaving a large debt to repay. After many months of worry we contacted StepChange they got in touch with all our creditors and arranged a debt repayment plan all through this process they have given us advice and help we are now well on track to be debt free with only one bank refusing to stop charging interest. Reviewed on: 29th July 2022

Life Changing Organisation

5
A top class service with life changing results Reviewed on: 29th July 2022

Amazing customer service

5
Right from the start the customer service is amazing, the staff are very caring and friendly, I wouldn't hesitate to recommend stepchange. Reviewed on: 29th July 2022

Mind at peace.

5
So worried and didn't know where to turn, I spoke to stepchange and was taken through the whole process so professionally, no rush no pressure, in a better place now, thank you stepchange. Reviewed on: 29th July 2022

Step change saved my life.

5
I was in great financial difficulty prior to discovering Step Change. My quality of life has improved immensely, I now sleep peacefully at night and awaken without that horrible and frightening tightness in my chest, thanks to their very kind, caring and professional team. Reviewed on: 29th July 2022