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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16831 reviews)

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4.92

Based on 16,831 reviews, last reviewed 20th May 2026

101750% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Always really helpful and friendly. Always really helpful and friendly. Would highly recommend StepChange to anyone struggling with their debts. Can’t thank you enough Reviewed on: 20th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16831)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

No more sleepless nights

Step change have changed my life,through their expertise,friendliness and empathy with my situation I can actually see light at the end of the tunnel. Thank you Step Change Reviewed on: 28th July 2022

Absolutely brilliant company

Was in a pretty bad state with my finances until I contacted Stepchange, who sorted out my problems and put me on a Dept management program. Thank you Stepchange couldn't have done it without you... Reviewed on: 28th July 2022

Life saver!

I didn’t know what to do or where to turn, one call to step change and felt like a weight had been lifted, would thoroughly recommend them. It was hard to make that initial call and admit my problems but I’m so glad I did! Reviewed on: 28th July 2022

The best of the best

Step change has been there for us with advice, help from very knowledgeable staff who do not judge you just help. We would not be here if it was not for Step Change. As I titled our review- they are the best of the best. Reviewed on: 28th July 2022

Patience

I suffer from anxiety and depression. This means that I often struggle to explain myself or the problem I need solving. Stepchange never rush me and always listen when I phone. By the time I put the phone down I feel less anxious and more reassured that things are going in the right direction. Reviewed on: 28th July 2022

Professional and supportive

Sleepless nights, social isolation and deteriorating mental health all relating to my debt…….then I was recommended Step Change! One phone call and everything changed for me! Budget Plan agreed and debt management process began with annual review or reviewed if any changes. Fabulous and supportive service, changed my life, literally! Thank you Step Change ❤️ Reviewed on: 28th July 2022

Took me from darkness to light

I was having sleepless nights I was scared to talk to anyone about it,I took the plunge and called and although a long rd it was a lot less bleak I am for ever thankful for the help I received on the phone and via email from this amazing company and your staff should sleep soundly at night full of pride at the difference you made to my life and so many others Forever grateful Reviewed on: 28th July 2022

Excellent

I struggled after leaving my ex, without stepchange I wouldn’t be here now. A single mum with 4 kids and no credit rating. Stepchange helped and guided me through everything. Thank you so much Reviewed on: 28th July 2022

non judgemental

they help greatly and do not judge why you are in debt they just want to help you get out of it. Reviewed on: 28th July 2022

Recommend

Every person we have spoken to on phone to stepchange have been so helpful friendly and very re-assuring always answering any questions we have they have taken the stress out of our shoulders we couldn't recommend them enough Reviewed on: 28th July 2022

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