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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Brilliant debt management

I am so glad I stopped burying my head in the sand with my debts & seeked step change. Friendly, quick and easy to sort out your debts and help you budget better per month. It's great seeing my debt reducing each month and I can now sleep without worrying. Definitely recommend anyone struggling to seek there help because there's no judgement just friendly support finding the right payment plan and budget. Reviewed on: 11th July 2023

It took a while sorting, but we got there.

They did/are doing a superb job. Can't fault their services. Reviewed on: 11th July 2023

Amazing support

Step change have been very supportive helping me to enter into an agreement to manage my debts. The advisors are helpful, knowledgeable and friendly. I would recommend them 100% Reviewed on: 11th July 2023

No stress, no hassle

I really recommend DMP from Step Change. My life has changed for better, I will pay off my debts without stress! Reviewed on: 11th July 2023

Reach out

Of course being in debt is tough , and opening up to someone about it can be tougher. NEVER feel embarrassed and never be afraid to reach out and ask for help. Step Change will stand by you , offer advice and non judgemental support. The first step is always the hardest , but don't be afraid , you are not alone. Reviewed on: 11th July 2023

Stress Free & Helpful

The whole process was stress free and I felt like a weight had been lifted. Kept in touch throughout the process by email and when I rang to update details the member of staff was so helpful and friendly. Easy company to deal with. 5 star service. Reviewed on: 11th July 2023

Amazing

So helpful and makes me feel more relaxed and less stressed about my debts. Reviewed on: 11th July 2023

Very Helpfull people

They always made me feel at ease explained every thing how they could help me they came up with a Solution which they now manage for me They are a Top First class company Reviewed on: 11th July 2023

Brilliant Service

The service is easy to use and every person I have dealt with has been friendly and helpful. This fantastic charity needs more funding to continue helping people like me get their life back on track. Reviewed on: 11th July 2023

Amazing and kind people

StepChange are so helpful and really care about making a difference to people who are struggling, highly recommend if you are worried about money and debt Reviewed on: 11th July 2023

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