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StepChange: Debt advice reviews

4.92
Based on 16,851 reviews, last reviewed 26th May 2026
102700% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent customer service. Excellent customer service. Listened carefully and showed empathy. Reviewed on: 26th May 2026
Samia k's avatar
Samia k

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16852)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Gave me my life back

5
Step change helped me when I felt I had no where to turn and couldn’t see any light due to debt. The people I spoke to were kind, non judgmental, knowledgable and I felt supported every step of the way. They gave me options and supported me to make decisions that were best for me. Picking up that phone was the best thing I ever did, I only wish I had done it sooner Reviewed on: 16th August 2021

they are always very helpful

5
sorted out all our problems over the years and kept an eye on our debts. Reviewed on: 16th August 2021

Great stress reliever

5
We’re there for me in desperate times Reviewed on: 16th August 2021

great group

5
very helpfull and friendly.very easy to talk to .thank ou all for your help. Reviewed on: 13th August 2021

Step Change lifted a massive weight off my shoulders

5
I was under a lot of pressure due to debt and couldn't see any hope for the future. I contacted a couple of companies who could help, but they would have charged me every month for their services. Then someone recommended Step Change, who were so helpful and patient. They simply lifted the weight of debt off my shoulders. They gave me hope for my future when at one stage I had none. I am now managing my life and paying back the debt monthly at an affordable amount. It has given me space to breath. Thank you Step Change I don't know what I would have done without you Reviewed on: 12th August 2021

My previous account

1
Refused to help me when I was self employed even though they took my case while selfemploued they changed their rules so would bo longer help me with my debts Reviewed on: 11th August 2021

What a great team

5
When the chips are down and every thing is on top of you moeny related these guys just help so much and so understanding Reviewed on: 11th August 2021

Amazing

5
The stress I was going through at the time was awful. Step change has now taken a lot of that load sitting on my shoulders to help pay my debts at a better pace and an amount I can afford. Reviewed on: 11th August 2021

Amazingly liberating

5
StepChange enabled me to feel in control of my debt without sacrificing life’s necessities. Reviewed on: 10th August 2021

The only refuge in the eye of the storm

5
Step Change was the only friend in my darkest of hours a few years back. Having found myself in a perilous financial situation not of my own making, the walls were closing in on me and i had nobody else to turn to. Then Step Change helped me out and provided me with help, advice and so much needed refuge from the relentless torment of creditors hell bent on crushing me. You really learn who you friends are when trouble comes and they don't come any better than Step Change. Life savers !!!! Reviewed on: 10th August 2021

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