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StepChange: Debt advice reviews

4.92
Based on 16,851 reviews, last reviewed 26th May 2026
102700% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Excellent customer service. Excellent customer service. Listened carefully and showed empathy. Reviewed on: 26th May 2026
Samia k's avatar
Samia k

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16851)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Life changing

5
From the first phone call I felt as though there was someone to help me get on top of my money problems Reviewed on: 6th August 2021

Don't hang around seek advice

5
Like many people I had difficulty admitting to myself that I had debt problems. How I wish I had contacted Step Change sooner Reviewed on: 6th August 2021

Lost in a nightmare!

5
80k in debt hiding from collectors didn't know where to turn, my husband saw CCCS as it was back then after a few phone calls I was advised the best affordable plan for our debts . The support when the creditors start to harass you for money is phenomenal been able to live our lives again! Thank you stepchange you are the real solution to debt, we are nearly debt free now . Reviewed on: 6th August 2021

Life savers

5
Absolutely fantastic company. Always there if you need them for anything. Super friendly helpful staff. Easy to understand online layout. I genuinely don't know what we would have done wit5h them over the years. Thanks Reviewed on: 6th August 2021

Friendly, reassuring service

5
Gave me reassurance at my lowest ebb, were clear and precise, helped me manage my debts to an affordable amount. Reviewed on: 6th August 2021

Life Changing

5
Every interaction with an advisor is extremely helpful and reassuring. It really helps to stay on track. Thank you very much Step Change !! Reviewed on: 6th August 2021

So Helpful Saved my Life

5
I was not well mentally due to debts issues and they helped me so much . Reviewed on: 6th August 2021

excellent

5
they have made my debt journey so much easier and i am now feeling better about everything Reviewed on: 6th August 2021

Professional yet understanding none kudgemental

5
I have never been in debt before and had kept this massive secret from family and friends that I was sinking in debt, Step Change where defintly the lifeboat that saved me, they were none judgemental (this was my biggest fear) they took me through the stages of what would happen with kindness and understanding. Reviewed on: 6th August 2021

They helped turn my life around

5
I was plagued with debt. I repeated a pattern of taking out credit to pay off other credit. Step change helped me get my finances in order. With their help and my own determination, I am working through my debt. I am in the best position I have ever been and have taken control of my finances. Thank you step change Reviewed on: 6th August 2021