Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 16,848 reviews, last reviewed 25th May 2026
102600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

If you're struggling with debt, contact StepChange! Got into serious debt with 10 credit cards, struggling to pay. Contacted StepChange debt charity and did a financial review of my income and outgoings... Read more Reviewed on: 25th May 2026
Mohammed H's avatar
Mohammed H

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16848)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

5
The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

They saved my life and changed it forever

5
I was at rock bottom, my mental health was at a shocking low. My partner told me about step changes and I plucked up the courage to ask for financial help . They were helped me every step of the way and I’m glad to say that the light at the end of my financial struggles is nearly over . Reviewed on: 5th August 2021

Helpful

5
Always there for your when needed the most Reviewed on: 5th August 2021

Amazing, supportive, make it easy.

5
Have recommended step change to everyone I know who is struggling financially. The tools are easy to use and the customer service is excellent, friendly, reassuring and extremely helpful with no judgement. Any changes or concerns they are quick to help you sort out. They deal with everything for you making what could be difficult situations/conversations easy. Since finding step change a weight has been lifted and I feel I can breath again. Thank you so much stepchange. Reviewed on: 5th August 2021

Excellent effort to help me and keeping calm down. I'm glad to contact with Stepchange. I'm much happy and l can see my forward, future.

5
I was having hard time to pay my bill. I couldn't work, because l was think to much about it. After l contact with Stepchange all change. They are very helpful and explain to me all. So lm now on my paying and l can see my future. Reviewed on: 5th August 2021

Friendly, professional and just brilliant at their job!

5
I honestly cannot speak highly enough of this company. So helpful and very easy to talk to. Thank you Stepchange for being excellent at what you do. Reviewed on: 5th August 2021

Fantastic support

5
This company has been incredibly supportive and has given me wonderful support and advice Reviewed on: 5th August 2021

Fantastic non judgemental

5
Very nervous at first but so glad I did they helped me with everything and so happy I contacted them Reviewed on: 5th August 2021

Amazing

5
Helped my finances and in turn helped my mental health. I have been struggling for years and was terrified to call, but there was no judgment and just super helpful people Reviewed on: 5th August 2021

Very helpful service

5
Very apprehensive about making contact, they where very helpful and professional. Reviewed on: 5th August 2021

Excellent service

5
Staff are sympathic and dont judge you. Come to an agreement which is comfortable and stop the worries of being in debt and hassle of creditors Reviewed on: 5th August 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products