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StepChange: Debt advice reviews

4.92
Based on 18,113 reviews, last reviewed 28th May 2026
163050% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

There is a way out When you are drowning in debt - they are calm and helpful and come up with a plan you can realistically afford and they deal with all your creditors Reviewed on: 28th May 2026
Claire A's avatar
Claire A

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026
Andrew l's avatar
Andrew l

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18113)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Help when needed the most

5
I felt that I had hit rock bottom with all the debt and worry , Step Change have no idea how much they helped! They listened and didn’t judge. Although I’m still not debt free, I’m getting there and can definitely see a shining light at the end of a very dark tunnel. Reviewed on: 12th August 2022

A blessing indeed!

5
So helpful and informative, took the stress and worry out of handling my debt management. A big thank you to all at step change. Reviewed on: 12th August 2022

Relieved the anxiety of debts

5
We were stressed trying to manage our debts but Stepchange worked with us on our budget and agreed a DMP that was acceptable to our creditors. We have now been on the DMP for several years and it is working well. Recommend anyone concerned about their debts to contact Stepchange ASAP. Reviewed on: 12th August 2022

Supportive

5
StepChange staff were so supportive & non judgmental I was so relived I finally had someone to talk to… Reviewed on: 12th August 2022

Debt management help

5
Last year I was depressed and anxious due to spiralling interest on my credit cards and couldn't seem to get them down. But now after getting the advice and help from Stepchange I can see my balances coming down and I have more money to buy food and clothing. I feel so much better in myself. So glad I phoned for help to Stepchange. Can't thank them enough. Reviewed on: 12th August 2022

Debt management

5
Very helpful they helped me I was in a bad place not once but twice and now hopefully I am on the way back Reviewed on: 12th August 2022

Excellent service

5
I was in such a mess financially when my husband died and the best thing I ever did was to contact Stepchange and set up a DMP. Excellent service, they're always there to help Reviewed on: 12th August 2022

Saved my life

5
Non judgemental staff , there is always a way to resolve debt , I could not see the light at the end of the tunnel and had very dark tonight's. Step change helped beyond belief and changed our lives. Reviewed on: 12th August 2022

Help with Debt

5
Very understanding and patient. Lots of help and reassurance given when I lost my husband suddenly. Reviewed on: 12th August 2022

Excellent

5
Very helpful eased my anxiety over my debts. Reviewed on: 12th August 2022