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StepChange: Debt advice reviews

4.92
Based on 18,650 reviews, last reviewed 28th Jun 2026
188650% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026
Sharon Peart's avatar
Sharon Peart

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

So helpful and non judgemental

5
Asking for help is so hard to do, but once you take the first step, you will not regret it. They help you every step of the way and you can start to breathe a little easier, knowing someone is helping. Reviewed on: 7th July 2023

Brillant

5
Theve sorted me out brillantly i now can enjoy lufe without worring about loans and credit cards Reviewed on: 7th July 2023

Simple and clear

5
Relieved me from mental pressures thanks to the team Reviewed on: 7th July 2023

Debt management

5
Quick ,helpful straight forward forms.Just whats needed when you are in a position where you need help with debt and don't know where to turn Reviewed on: 7th July 2023

Approachable and understanding

5
I was recommended by a friend to join step change after a lot of stress organising my debts and they were fantastic the process took very little time and they were so informative on what was going to happen and they are so wonderful when talking to advisor very understanding and approachable on anything. My life has changed for the better knowing I am in safe hands with step change. Reviewed on: 7th July 2023

Life changing experience

5
I reached out to step change after a life event left me with debt I couldn’t repay at that level. The process of setting it up and providing creditor details was as smooth as anything They gave me support and advice and I am forever greatful to them. I am in a plan. Repaying debt at an affordable rate not having anymore sleepless nights or tears. If you are in financial difficulty there is no better company. Reviewed on: 7th July 2023

So helpful and professional

5
Step change have changed my whole life. We were drowning in debt and my wife was suffering from depression and anxiety. Step change went through everything with us, explaining everything we had to do. Now we have manageable payments and my wife is getting less anxious about money worries. Reviewed on: 7th July 2023

Debt management

5
Very helpful and keep you calm with the stressful situation of having to deal with your debts Reviewed on: 7th July 2023

The best move I ever made.

5
I couldn't sleep,constantly crying,contemplated suicide numeras times, I spoke to stepchange and instantly felt like a ton weight had been lifted off my shoulders, if your in debt,speak to stepchange, your a person to them,not a number,I can not thank them enough,I'm alive to tell the tale thanks to them. Reviewed on: 7th July 2023

Absolutely excellent advice and helpful in every aspect of my financial situation

5
I was going through terrible stress with my finances being at my wits end and suffering badly with how I could repay my debts. Without the help and support from Stepchange I would not have survived. Thank goodness for these wonderful people. Reviewed on: 7th July 2023