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StepChange: Debt advice reviews

4.92
Based on 17,372 reviews, last reviewed 27th May 2026
127650% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
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Latest highest rating:

5

Without stepchange I think I wouldn’t be here today. Without stepchange I think I wouldn’t be here today. When I reached out I was in a dark hole. Stepchange helped me take back control and be able to br... Read more Reviewed on: 27th May 2026
Rebecca's avatar
Rebecca

Latest lowest rating:

1

Long and difficult process, unable to get hold of an... Long and difficult process, unable to get hold of anyone when you call. My debt is now so much worse because nothing is in place since January. It was... Read more Reviewed on: 27th May 2026
Brighton 's avatar
Brighton

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (17372)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Endless support

5
I had a very bad experience with an ex leaving me in a lot of debt and when I called step change, they supported me straightaway. They listened to me cry and tell me story without judgement and offered a solution to what I thought wasn’t available. I can’t thank them enough for the frequent contact and genuine care given. So thank you to all the lovely customer care team whom showed me kindness and support. Reviewed on: 5th August 2021

Peace of mind

5
Step change have helped me so much in managing my debts in a highly professional and friendly way . I don’t think I could have survived without their help and advise . They give you the peace of mind to enable you to carry on with your life without the worries of debt being a thorn in your side . Reviewed on: 5th August 2021

Quality and reassuring service every step of the way

5
You approach a company like step change because you are in trouble, and you need help. It is always a nerve wracking process. You are scared you will be judged or the person on the other end of the phone won't care. But the team at StepChange just put you at ease and make everything so easy. Their website and tools are so easy to use, and I now anytime someone tells me they have debt problems, "StepChange" is always the first thing to come out of my mouth. I owe these guys a lot, they helped me through a hard time and helped get me back on my feet. <3 Thanks guys! Reviewed on: 5th August 2021

Responses are quick and timely; advice is perfect for my situation

5
I had to stop work unexpectedly in order to care for my wife full time. This left me with a lot of debt on credit cards and loans. StepChange have helped me enormously through these difficulties and I don't know how we would have coped without their intervention and constant support Reviewed on: 5th August 2021

Brilliant and helped me

5
Debt issues and they have been fantastic Reviewed on: 5th August 2021

Help when I felt alone

5
Following maternity leave I was feeling overwhelmed with debt repayments due to reduced wages, step change gave me support and advise and helped me create a plan of debt management before it became too difficult to manage and I can’t thank them enough for the non judgemental support I received from step change !! Reviewed on: 5th August 2021

Always there to help every step of the way

5
When i need help with my finances after a divorce they helped me with all my payments and put it in to something i could afford. Reviewed on: 5th August 2021

Helpful solution

5
Appreciate all the help I have received from Stepchange to sort out my finances. Reviewed on: 5th August 2021

Very Satisfied with step change

5
Step change has helped me with my debts without judging me. I would highly recommend them to my family and friends.. thank you so much step change Reviewed on: 5th August 2021

Fab servive

5
They are brilliant and very helpful and friendly Reviewed on: 5th August 2021