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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

non judgemental

they help greatly and do not judge why you are in debt they just want to help you get out of it. Reviewed on: 28th July 2022

Recommend

Every person we have spoken to on phone to stepchange have been so helpful friendly and very re-assuring always answering any questions we have they have taken the stress out of our shoulders we couldn't recommend them enough Reviewed on: 28th July 2022

Took the worries out of my hands

I hadn’t a clue how to get back on track but the budget tools and support from Step Change means that a year on I’m nearly 1/3 of the way to being debt free. Reviewed on: 28th July 2022

So very helpful and understanding.

I got into trouble with debt a long time ago, step change guided me through what seemed like a difficult process. I am a year away from being debt free and it’s all down to them. Reviewed on: 28th July 2022

Debt management plan

Stepchange changed and turned myself and my family’s life to a better place Reviewed on: 28th July 2022

Extremely helpful

Coming in to 2020 me and my partner were struggling financially step change calmly and professionally helped us set up a budget and debt management plan Reviewed on: 28th July 2022

Life changing support

Supported, no judgement, moved the DMP along for me quickly. Fantastic online presence but also friendly and professional on the phone. I cried with relief Reviewed on: 28th July 2022

Dmp

Excellent service really understanding and non judgmental Reviewed on: 28th July 2022

Debt Management

Step Change Debt Charity is a wonderful organization which continues to give me the best advice with financial problems, and supports me through their understanding and empathy. Reviewed on: 28th July 2022

Excellent organisation

Very easy organisation to work with. Online review is very well set up and easy to use. Reviewed on: 28th July 2022

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