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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Amazing Service

Step Change were there for me when I had no where else to turn. They saved me from spiralling out of control. I am extremely grateful for their continued support Reviewed on: 4th September 2021

I thought there was no hope

They literally saved my life, I am now in control of my finances. I have no other credit except what I pay to Stepchange. I have cleared nearly 40% of my debt in just over two years and the debt free date is in sight and reachable. Never been happier and never thought I would get the chance to rebuild my life Reviewed on: 4th September 2021

I HATE BORIS JOHNSON AND MATT HANCOCK

VERY HELPFUL AND MAKING LIFE EASIER. Reviewed on: 4th September 2021

Happy with help given

Guidance through a very difficult time with honest and clear information. Reviewed on: 4th September 2021

excellent

easy to deal with and fully informed Reviewed on: 4th September 2021

Handled my debt

It into debt due to ill health and with Stepchange they put all my debts into one and helped me budget Now I make one payment a month and Stepchange does all the work for me I would not have k own what to do without them Reviewed on: 4th September 2021

Sleep well again!

Stepchange have been amazing and I always recommend them to family and friends. They helped me sleep again, no more lying awake worrying about paying all my bills. It’s free and they do everything for you. They contact the companies for you, so you don’t have to speak to them. I am now able to pay my rent and buy food, without worrying I can’t afford to spend the money. They deserve all the praise for all they do. Reviewed on: 4th September 2021

A great company

They helped me & my family at a time where without them to help point us in the right direction, I don’t know where we’d be. I am forever grateful for their support. Reviewed on: 4th September 2021

Lifesavers

Entered into Dmp in July Excellent company,service and compassionate Reviewed on: 4th September 2021

Excellent help

They take time to work with you and help get debts under control. Have helped me get out of a horrible trap. Reviewed on: 4th September 2021

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