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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,664 reviews, last reviewed 15th Jul 2026

126100% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Just do it with StepChange StepChange has been helping me bounce back from all my debt obligations. They have given me support, advice ans a lot of encouragement. Reviewed on: 15th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Great advisers, help guidance and support

Great help to me and my kids would still be struggling if it weren’t for the help and advice I received Reviewed on: 4th September 2021

They really helped me feel less scared they kept the companies off my back and were supportive when I couldn't pay , thankyou all the lovely people at stepchange

Lovely staff at stepchange helped me loads , thankyou Reviewed on: 4th September 2021

Helped me get straight

I lost my job and was saddled with crippling debt and aggressive debt collection agencies, step change handled everything and I am on my way to being debt free. Reviewed on: 4th September 2021

Understanding and helpful

Whilst no one wishes to be in a position whereby we need the assistance of a DMP, the staff at Stepchange make it a considerably more pleasant experience than one may think. They are thoughtful, understanding and make you feel like they are genuinely on your side. That support alone is worth more than money. Reviewed on: 4th September 2021

Great

Stepchange have been great. Really been supportive. Reviewed on: 4th September 2021

Friendly but professional

Great customer service and friendly yet professional. Reviewed on: 4th September 2021

Excellent

Very understanding felt very at ease and everything was sorted out took away slot of stress and anxiety Reviewed on: 3rd September 2021

A lifeline

An excellent service which does not judge. Reviewed on: 3rd September 2021

Incredibly Supportive

Nothing is too much bother for Step Change. They can always help no matter the situation. They always make sure you understand the options. Reviewed on: 3rd September 2021

helped get my life back on track

so friendly none judgemental and approachable Reviewed on: 3rd September 2021

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