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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

First class

First class service and always keeping the clients advised Reviewed on: 3rd September 2021

Help when needed

Easy to talk to and not judgemental Reviewed on: 3rd September 2021

Changed my life!

Years of debt created stress and anxiety. Stepchange took it all away by managing my debts at no cost through a debt management plan. It changed my life! No longer work about the calls and letters pressing me to make payments from creditors that I could not afford. They spread one payment across all debts and creditors respect their involvement on my behalf. Thank you Stepchange for saving my life! Reviewed on: 3rd September 2021

Saviour from debt

Stepchange helped me when I was struggling to pay my debts. I am halfway into paying my debts and working towards debt freedom. Reviewed on: 3rd September 2021

Very supportive!

Always very friendly and helpful if you ever need to ring them with a problem. Make you feel supported rather then judged Reviewed on: 3rd September 2021

CCCS and Stepchange saved us

Without the expert help from CCCS/Stepchange, my family and I would not have a roof over our heads. Debt Collectors change their tune when a properly managed DMP is in place, so I salute Stepchange and nominate for the first place. Reviewed on: 3rd September 2021

Life saver

All when I thought that all hope was lost, Step Change stepped in and came to my rescue. Now my family and myself can breathe freely. Reviewed on: 3rd September 2021

Fantastic support

They provided me with a tailored service to support me when I was struggling with my unsecured debt. With their support I was able to get on top of it, removing my anxiety about how I would cope with my creditors. Highly recommended and would refer anyone struggling with debt to contact them. Reviewed on: 3rd September 2021

10

Stepchange have been a great help to me thank you Reviewed on: 3rd September 2021

Lifesavers

Without StepChange my life would be a deep dark financial blackhole that I would not be able to climb out of. A massive burden have been lifted and I can get my life back in order again . Great customer service and communication . Reviewed on: 3rd September 2021

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