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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Simple and supportive

We would not have been able to address our issue without the guidance and support of this service. Thank you so much. Reviewed on: 3rd September 2021

Gave me back quality of life!

Kind considerate in no way judgemental and so helpful. Thank you! Reviewed on: 3rd September 2021

Amazing

Very understanding and helpful helped me in my time of need Reviewed on: 3rd September 2021

Best thing I did

After my husband passed away I got into a mess financially. I was stressed and very worried. Somebody recommended Step Change and it changed my life. They are so helpful and guide you through everything. I now feel in control and am very grateful to Step Change. I would highly recommend them. Reviewed on: 3rd September 2021

First class service

Was at my wit's end what to do with my debt step change helped me through this can not thank them enough Reviewed on: 3rd September 2021

Professional, supportive and non-judgmental

StepChange have been brilliant since our financial situation worsened due to a job loss. They have been utterly professional, supportive, approachable and non-judgmental in all our dealings with them. I have already recommended them to others and have no hesitation in doing so. I am truly grateful for their help and support during a very stressful period. Reviewed on: 3rd September 2021

Excellent

Very Helpful and Gives peace of mind Reviewed on: 3rd September 2021

Very good service

Very helpful and very understanding make me feel well come and solved how to pay off my depts Reviewed on: 3rd September 2021

Life changing

I had my disability benefit cut, I don't know what I would have done without stepchange. They showed compassion and a realistic solution to my financial mess,which had initially left me feeling suicidal. Reviewed on: 3rd September 2021

They are very helpful and put your mind at rest

They are always very approachable and help you so much Reviewed on: 3rd September 2021

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