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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Amazing

5
They’ve changed my life. The whole DMP set up process was very easy and I just wish I’d contacted them sooner! Annual reviews are easy to do too. Everyone I’ve spoke to at StepChange have been incredibly helpful and in no way judgemental. Thank you! Reviewed on: 3rd September 2021

Life saver

5
I know when I call with a query there will alway be a helpful and compassionate person to talk to. The help I received has changed my life. Thank you Step Change. Reviewed on: 3rd September 2021

Great company

5
Great helpful company with understanding and support Reviewed on: 3rd September 2021

Takes the stress off

5
Step change have been my rock. I felt like I was drowning in debt, until they took me on. I'm still paying me debts but they handle everything. No more sleepless nights worrying about accrued interest or debt collectors on the doorstep. Please, if you are in debt, they must be your first port of call. When you don't think there is a solution they will advise you and find you one. Don't drown in despair like I did for months, contact them. Reviewed on: 3rd September 2021

Life changing help

5
Stepchange were able to put my life back on track with their knowledgable and well trained staff. Reviewed on: 3rd September 2021

Helped turn my life around

5
Step change was recommended to me by a friend. At the time, I was having sleepless nights with no idea how I could get myself out of the debt situation I was in. 5 years after contacting them, I am now completely debt free. Cannot thank them enough. Reviewed on: 3rd September 2021

Really helpful

5
I can sleep again...highly recomended Reviewed on: 3rd September 2021

Helful

5
Always helpful and understanding Reviewed on: 3rd September 2021

Best debt management service

5
I started my debt management back in 2015. I was struggling with managing my debt. Stepchange changed my live. I am able to manage my debt effectively and the support I got from the advisers are amazing. Thank you so much. Reviewed on: 3rd September 2021

Cool company

5
Great professional caring company. Helped bring me back from the brink... Reviewed on: 3rd September 2021

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