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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Best debt management team

Saved me from being suicidal and helped me sort out my debts Reviewed on: 3rd September 2021

The best thing I ever done (apart from get into debt)

Things were getting bad and I was constantly being chased for money. StepChange helped me to keep these company’s off my back and a simple process made my life alot better. Highly recommend. Reviewed on: 3rd September 2021

Very helpful

Step Change have helped me over the past couple of years with my debt, I explained about mental health and they was very understanding and not pushed me into why's and how! They have provided ongoing support and I feel when I do need to phone step change that I can feel confident and most importantly at ease with my situation. Thank you for your help and support Reviewed on: 3rd September 2021

Piece of mind

Stepchange helped give me piece of mind and hope that I can sort my finances out properly Reviewed on: 3rd September 2021

Helpful understanding and very friendly staff

We have been dealing with very different company before who charged for their services then we came across StepChange or the CCCS used to be called charity organisation didn't charge for the help and services they provide. The helpful and friendly staff have always put my mind at rest and because of them we are paying slightly more to our creditors then we would have with the other company that was taking a cut of the payments. Because of StepChange a now have lot less stress caused by worrying about debt Reviewed on: 3rd September 2021

Help when needed

Helped me organise and repay my debt Reviewed on: 3rd September 2021

Great Help for Those In Need.

Before I turned to step change, I had know idea how to get out of the financial mess I was in, they helped me on each leg of my journey to help with my debts. THANK YOU STEP CHANGE ☺ Reviewed on: 3rd September 2021

Service

Excellent service. Step change is continued to support the people who are in need including me. Thank you for the excellent service. Reviewed on: 3rd September 2021

Helpful

Amazing people and very friendly Reviewed on: 3rd September 2021

They have helped me so much

Great at giving advice and support nothing was too much trouble so glad they were around when I needed help Reviewed on: 3rd September 2021

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