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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Excellent effort to help me and keeping calm down. I'm glad to contact with Stepchange. I'm much happy and l can see my forward, future.

I was having hard time to pay my bill. I couldn't work, because l was think to much about it. After l contact with Stepchange all change. They are very helpful and explain to me all. So lm now on my paying and l can see my future. Reviewed on: 5th August 2021

Friendly, professional and just brilliant at their job!

I honestly cannot speak highly enough of this company. So helpful and very easy to talk to. Thank you Stepchange for being excellent at what you do. Reviewed on: 5th August 2021

Fantastic support

This company has been incredibly supportive and has given me wonderful support and advice Reviewed on: 5th August 2021

Fantastic non judgemental

Very nervous at first but so glad I did they helped me with everything and so happy I contacted them Reviewed on: 5th August 2021

Amazing

Helped my finances and in turn helped my mental health. I have been struggling for years and was terrified to call, but there was no judgment and just super helpful people Reviewed on: 5th August 2021

Very helpful service

Very apprehensive about making contact, they where very helpful and professional. Reviewed on: 5th August 2021

Excellent service

Staff are sympathic and dont judge you. Come to an agreement which is comfortable and stop the worries of being in debt and hassle of creditors Reviewed on: 5th August 2021

Superb!

They're helpful and friendly. You simply can't go wrong engaging with them. Reviewed on: 5th August 2021

Relief

Xlent service with very helpful and understanding people lifted a massive weight of my shoulders Reviewed on: 5th August 2021

Best thing I ever did

It has took me almost 4 years to be debt free, it was the best decision I have made, no hassle just impartial advice to get me on track and in control of my finances. I would urge anyone to consider Step change as an option to becoming debt free and sleeping well to be able to cope. Reviewed on: 5th August 2021

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