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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18666 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Friendly professional help

Friendly, professional non judgemental help at a really difficult time financially in my life. Easy to talk to and answer any queries that I had. Easy to manage my debt management plan by means of online tools. They also deal with my creditors on my behalf. Five star service all round. Reviewed on: 26th July 2021

Efficient, Organised, and fair.

Very well organised, skills and fair. They have solve my debts through debt plan with a monthly affordable payments. I am very happy and relax. Reviewed on: 26th July 2021

On the whole very helpful

We have had some very helpful and supportive advisers in general Reviewed on: 26th July 2021

Their helpful service has No challenger.They are excellent.

They helped me with my debt when I thought there was no way out. Reviewed on: 26th July 2021

Help where needed most

The staff at Stepchange are excellent. They are kind, friendly, easy to talk to and very reassuring. They explain and go through everything, making sure you understand. The emails are as caring as they are. I can't express how important they have been to me. Reviewed on: 26th July 2021

Supportive and reassuring

Stepchange have looked after me so well and taken all of the anxiety out of paying my debts. They’re supportive and reassuring every time I contact them. I’m much less anxious about my debts since contacting them Reviewed on: 26th July 2021

Step change

Understanding kind and helpful also polite helped me at a difficult time . Brilliant people . Reviewed on: 26th July 2021

Top priority

I am totally satisfied from your job Thanks a lot Reviewed on: 26th July 2021

There when your most desperate

Been supported by step change for many years always so helpful and always give sound advice. Reviewed on: 26th July 2021

Reliable service !

I’ve been with StepChange for sometime now. They have been very helpful from the beginning of my application and now I’m on the right track. They run a reliable sound service for those like me who needs a little bit of helping hand to put financial affairs in order. Thank you StepChange! Reviewed on: 26th July 2021

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