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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14717)

Brilliant

5
I was in a lot of debt and very worried and scared as to how I would survive paying my bills and keeping a roof over my head..But I got in contact with Stepchange and found they were very helpful and understanding .Great job to all staff. Reviewed on: 8th July 2020

saved from ruin

5
Stepchange have continued to provide invaluable support and advice for my financial needs They have been there for me all the way to date through some very difficult times and keep me well informed and up to date with my needs First class professional organisation Kevin Pollard Reviewed on: 8th July 2020

Step Change have really helped me to dig my self out of a big hole. I can see the light.

5
Step Change have really helped me to dig my self out of a big hole. I can see the light. The staff are very friendl, patient, empathic and helpful. Advice given to suit individual needs. Reviewed on: 8th July 2020

Life changing

5
In huge debt and the only way was a miracle thanks stepchange Reviewed on: 8th July 2020

The help I needed

5
Step change have been a breath of fresh air to me. They have been extremely helpful in helping and sorting out my debts which are more affordable to me . I just wish that I had contacted them sooner. Reviewed on: 8th July 2020

Fantastically supportive and friendly and reassuring.

5
From my very first contact with Step Change I was made to feel at ease, not at all judged, and never made to feel stupid for asking what I felt were stupid questions. Or having to ask to have things repeated several times due to my level of anxiety and depression, making it difficult for me to take information in over the phone, especially when dealing with figures & finances. Everyone has always been super supportive. Thank You again!! Reviewed on: 8th July 2020

Life changing

5
Step Change have really been life savers. Before I got in contact the only way I could pay even the minimum payment on my huge credit card bills was by using one to pay others but I had reached my limit on all. Step Change got me through that and after over 10 years I only have just over a year to be free of debt . A huge thank you to Step Change. Reviewed on: 8th July 2020

Light at the end of the Tunnel

5
Getting support from Step Change, allowed me to breathe again. They have given me the confidence to manage my finances. Thank you Step Change. Reviewed on: 8th July 2020

Excellent service

5
Step change have helped me so much, took a lot of my worry away, thank you very much. Reviewed on: 8th July 2020

Life 100% better

5
Was deeply in trouble money worries suicidal stepchange help me My life is better I can go to bed and have a good nights sleep without the stress and the worry many thanks to you all at stepchange Reviewed on: 8th July 2020

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