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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18662 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18662)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Peace of mind

Step Change were kind, caring and professional. They helped me to see that I could manage my debt simply and fairly. Reviewed on: 23rd July 2021

Turned my debt spiral around

I was spiralling further into debt that I couldn’t hope to pay off. With Stepchange’s help, I have turned that around, and I am half way through paying off all of my debts. Reviewed on: 23rd July 2021

An excellent service by knowledgeable honest team

Without StepChange support I couldn't be in a position to control my financial at all! Reviewed on: 23rd July 2021

Excellent

Struggling with debt is a major problem for many of us and the associated shame. After making the initial phone call to Stepchange they were very understanding and I felt a sense of relief. They made the whole process extremely easy to understand and the repayment schedule seamless. Reviewed on: 23rd July 2021

Stepchange saves me

Stepchange help a lot of people, especially me, they always understand whatever your financial situation is, they will give more options to get out of debt. That's why I have my vote to them!!! Reviewed on: 23rd July 2021

Best thing I ever done

I have been supported by Step Change for a long time, at first I felt embarrassed by my situation but after finally contacting them a weight was lifted. The advice and support they provide is invaluable and I would shout my recommendation from the rooftops. If you need advice and support with debt do not hesitate to contact them it will help you so much and you feel that you are in good hands. Absolutely excellent. Reviewed on: 23rd July 2021

Excellent service, no hassle!

The company understands your financial situation and works with you to find an affordable amount to pay towards your creditors. However, you have to come clean and tell about all the creditors. Reviewed on: 23rd July 2021

I can sleep at night

They have been so helpful to me with common sense and practical advice these past few years so I am able to now sleep at night knowing I am reducing my debts and that Stepchange are working together with my debtors to ultimately repay my debts Reviewed on: 23rd July 2021

Very helpful & friendly staff!

They have helped me so much in my financial and mental stress of advising me every step of the way! Reviewed on: 23rd July 2021

Excellent debt advice

Excellent advice. Brilliant staff helped me immensely Reviewed on: 23rd July 2021

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