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StepChange: Debt Management reviews

Name: Debt Management
Rating: 4.96 (14713 reviews)

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4.95

Based on 14,713 reviews, last reviewed 7th Nov 2025

85% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The staff are very friendly and take your hand guidi... The staff are very friendly and take your hand guiding you through the legal jargon. Reviewed on: 7th November 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (14713)

Very helpful

Very helpful and informative, nothing to much trouble Reviewed on: 8th July 2020

Few good people left

I found it incredibly hard dealing with finances, I found my self in a lot of trouble through my own errors mistakes and life choices m. Like most men my age we mistake not asking for help as having good character and having a good pride about oneself and that I must my manage my own troubles by myself. But that wasn’t true I needed help and I refused to see it. It got to a point where In my head I had two options, take my own life and take the easy option. Or power on and get help. The help I got off these guys saved me, they helped me through my budget and helped me through setting up a payment plan. We all think of people in finance and debt collection as a scary bunch. But they made me feel empowered and that I myself was taking control. These guys will always have my vote Reviewed on: 8th July 2020

Life savers

Step Change, stepped in my life and change my life and relationship with money for better. I had a plan with them during 42 months, I don’t have any complaints, very easy, amazing communication, very straight forward. Just trust them and let them do the work for you. Reviewed on: 8th July 2020

Gave me back my life

stepchange have really given me my life back and helped me take control of finances that had been spiralling out of control for years. I'd previously been dreading payday each month wondering how I would pay all my bills, feed my family, afford my rent. Now I know how much I'm paying each month, its affordable for me and most importantly I can see when I'll finally be debt free all thanks to this scheme Reviewed on: 8th July 2020

very helful & approchable

my experience to stepchange charity they are very helful & approchable& they are very proffessional to intertain there clients,,,im so there help to me. Reviewed on: 8th July 2020

Supportive

Easily set up and payments from me to Step Change and out to creditors started November 2019. Regular monthly payments payments now, established and written statements have arrived monthly. A good service so far, so good. Thank you so far, all good. Reviewed on: 8th July 2020

Excellent help from staff

Always feel less anxious when talking to staff Reviewed on: 8th July 2020

Paul & Jenny Clover review

Stepchange has been so helpful during our recent financial difficulties. They have managed our budget so effectively. We are very grateful for their help and guidance. Reviewed on: 8th July 2020

Such a weight off my mind

I approached stepchange when I really realised my debts were out of control. My first initial chat with regards to my options was so friendly and reassuring. All my options were discussed. It's so easy to manage my account online and everyone you deal with just puts you at ease. Reviewed on: 8th July 2020

Brilliant services step Change

Thank you Step change for all your help. They have made paying off my dept easier by freezing the interest. Know I see it is possible to get out of dept. Reviewed on: 8th July 2020

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