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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

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StepChange Debt advice reviews (18657)

Saved my life

5
I suffered from a mental breakdown and was subsequently unfairly dismissed on the pretext of redundancy. I was thrown into a terrible state as I had financial commitments I could not meet. Citizens advise put me in touch with Step Change. All options on how to move forward were explored with me. Once we found a way to move forward Step Change took care of everything. We worked out a budget and what I had left to pay my creditors. I make a monthly payment by direct debit and Step Change do everything else for me and they deal with my creditors directly. This has given me the chance to recover from my illness and I am now seeking employment. It is not an exaggeration to say they saved my life. The people they employ are so well trained and seemed to understand the difficulties I was facing and they were so supportive. I receive regular emails on how to save and prepare for a rainy day etc. Reviewed on: 22nd July 2021

In control of my debt

5
After my income dropped by a large amount, I was really struggling to cope with my outgoings. Life was becoming very difficult and stressful. From the first time I contacted StepChange, it was such a relief; a huge weight had been lifted from my shoulders. In a few months, my debt plan will come to an end and I couldn’t be more grateful to StepChange. Reviewed on: 22nd July 2021

Excellent Service

5
I approached step change when having difficulties with debt. They explained my options and set up a debt management plan for me. I am now nearing the end of the plan and step change have been nothing but supportive and when i have needed advice there's has been excellent. Would recommend to anyone requiring debt advice. Reviewed on: 22nd July 2021

Saved my life

5
wouldnt be here now without them Reviewed on: 22nd July 2021

Reputable organisation

5
I am very glad for assistance rendered by StepChange to become debt free. Reviewed on: 22nd July 2021

Very helpfull and caring

5
Pleased I got in touch with step change to help me out .they have made me to realise to be more responsible with my money and helped stop me from applying for credit cards Reviewed on: 22nd July 2021

Amazing

5
Helped us so much. Helped us sleep again at night. Always there to help and advise. So understanding . Thank you so much Reviewed on: 22nd July 2021

Unbiased help and support

5
When l first rang Step Change l was so embarrassed and at an all time low l was made to feel l was not alone and was supported though the whole process of making a plan that would help us pay our debts with manageable payment some of the weight was taken from my shoulders by very professional unbiased people Reviewed on: 22nd July 2021

Excellent Customer Care

5
Step Change has been very supportive Reviewed on: 22nd July 2021

Very peaceful

5
I would recommend step change to eney one how is struggling with Debt thay have help me out a lot. Reviewed on: 22nd July 2021

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