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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Step Change have been amazing

I had been with a debt management company & paying a management fee & PPI, when I became very ill I found that the PPI did not cover my particular illness & everything spiralled out of control for me.. I thought I would never find a way out but then I came across an advert for Step Change approaches them & they took on all the worries.. the relief I felt was immense & had helped my health recover too.. they are amazing with a non-judgemental caring approach to taking the stresses out of debt management with NO management fee!! Reviewed on: 22nd July 2021

Very friendly and easy to use

Very friendly and easy to use when I first contacted. Continued that throughout and made things simple at a time of huge stress. Reviewed on: 22nd July 2021

Peace of mind

StepChange took the stress and worry out of my debt problem Reviewed on: 22nd July 2021

Amazing support

Very supportive, amazing at listening. Reviewed on: 22nd July 2021

They are helpful and understanding

They are helpful with everything that I was worried about Reviewed on: 22nd July 2021

FIRST CLASS SERVICE

Experts at what they do. So helpful understanding and caring. They completely owned my issues, stopped my worry and desperation. Guided me throughout and did all the hard work to give me peace of mind. They continue to help and regularly stay in touch and provide advice. They are always there when needed. An all round first class service. Reviewed on: 22nd July 2021

I am so grateful for stepchange. Helped me when I was at my lowest.

I have been on stepchange for a few years. I got in so much debt and thought I wouldn't get help, suffered depression from my debt and step change helped me with my debt recovery. I'm on a dmp and not scared to answer my phone anymore. I don't know what I would have done without them. Great charity and very supportive. Reviewed on: 22nd July 2021

Very helpful, would recommend

Stepchange are amazing , very helpful I would thoroughly recommend them. Reviewed on: 22nd July 2021

Best advice

I have always been given the best advice and when my income fluctuated they helped lower my plan Reviewed on: 22nd July 2021

They have been amazing helped me out of a big hole which I felt like their was no way out until I spoke to step change

Amazing help me feel alive again Reviewed on: 22nd July 2021

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