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StepChange: Debt advice reviews

4.95
Based on 16,675 reviews, last reviewed 12th May 2026
94300% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

When I was in trouble with my finances Step change w... When I was in trouble with my finances Step change were helpful, non judgemental and easy to talk to. Reviewed on: 12th May 2026
Patrick T's avatar
Patrick T

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16675)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

They have been a life-saver.

5
They have been a life-saver. They have helped me to consolidate my debt into a manageable monthly amount. They also do all of the hard-work of dealing with the debtors and managing your payments. Thank you. Reviewed on: 6th May 2026

None Judgemental Brilliant Service

5
Totally no judgement, takes details of all of your debts, works out the best affordable offer according to your income & outgoings. My DMP ends in July 2027. It will have taken 7 years, but I would not have managed it on my own. So glad that I was recommended to contact them. They are a charity and take no fees, every penny goes towards clearing your debts. They negotiate everything on your behalf, the interest gets stopped, and you can gradually see the amount you owe reducing. I feel proud to recommend Step Change to everyone who finds themselves in difficulties. I had occasion to call them recently unfortunately I was told no one was available as they had so many other callers waiting in a queue, my question was resolved by email on this occasion. But do keep trying to get through to speak to them, you won’t regret it. Reviewed on: 6th May 2026

Step change is very helpful and it like giving other...

5
Step change is very helpful and it like giving other life why because people who are suffering to pay and they can't pay and with help of step change we can have our life easy and stable not worry and we are not thinking to suicide any other like this things Reviewed on: 6th May 2026

Step change has been very helpful to me regarding my...

5
Step change has been very helpful to me regarding my debt, step change gave me peace of mind and control over my debt, try them for peace of mind you will not regret it. I recommend them. Reviewed on: 6th May 2026

A life saver

5
It was life saving to get the support when debts were becoming more and more unmanageable and the agencies getting more aggressive. Reviewed on: 6th May 2026

After a dark time in my life, StepChange helped me r...

5
After a dark time in my life, StepChange helped me rebuild my life. Helping me by taking the financial burden off me so I can focus on other aspects. Reviewed on: 6th May 2026

Stepchange assisted with tailored made finances to g...

5
Stepchange assisted with tailored made finances to get back my finances issues I was having for past years Reviewed on: 6th May 2026

Using Stepchange have been excellent in every way an...

5
Using Stepchange have been excellent in every way any questions I need to be answered I just ring up and your staff are brilliant. It’s taken a huge wait of my shoulders and appreciate everything you have done. Reviewed on: 6th May 2026

Amazing.

5
Step change have been amazing helping us solve our money worries. Reviewed on: 6th May 2026

Turn around

5
Wtepchange took my anxious days to positive days Reviewed on: 6th May 2026