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StepChange: Debt advice reviews

4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

All excellent services.

5
Walked us through our plan setup and always there for extra help if needed. Reviewed on: 22nd July 2021

A total life- saver

5
I called Step Change at the lowest point in my life - not knowing who to turn to. For the first time in my life I found myself in debt and unable to pay my credit cards. Step Change staff were incredible - so reassuring and helpful. And here I am with only 6 months left before I finish and Step Change have been there with me all the way. I would recommend them to anyone looking for a solution to debt. Reviewed on: 22nd July 2021

Excellent

5
Very easy to deal with helped me no end very professional Reviewed on: 22nd July 2021

Took away my worries

5
I was in a terrible way with my finances before I spoke to stepchange, they were helpful, informative and reassured me. After my initial phone call I felt at ease finally. They have been really helpful with any further enquires I had and I was made to feel that nothing was too much, even when I was a blubbering mess. Reviewed on: 22nd July 2021

The most incredible, easy & understanding debt help

5
I can’t thank StepChange enough for what they did to help me. They made what was a very difficult time manageable and they have provided me with so much help and support. I felt so uneasy talking about my situation but they way they are set up with there online tools takes all the pressure away and at no point did I feel uncomfortable nor pressured into explaining how I ended up in the place I was. I cannot thank them enough! Reviewed on: 22nd July 2021

Stepchange Vote

5
Stepchange have helped me and my family to press on through our very difficult times, we cant thank them enough for their friendly, kind and very knowledgeable professional help, super thanks Reviewed on: 22nd July 2021

Just perfect

5
Amazing company that have helped me and my partner get back to enjoying life without financial worries. Fantastic staff that are understanding and just want to help in any way they can to keep you in touch with repayments and clearing your debt the quickest and most affordable way. Reviewed on: 22nd July 2021

EXCELLENT RELIABLE

5
Everything is excellent, good customer service, clear explanations especially to the customer that English is not their first language. Reviewed on: 22nd July 2021

Empathetic, supportive, knowledgeable debt management company

5
Step Change holds your hand through the process of debt management which can be a scary place. They keep you informed at all stages and help to ensure you can meet your repayment plan. They’re very friendly, approachable and knowledgeable and always available with a listening ear and a calm voice. Can not recommend highly enough Reviewed on: 22nd July 2021

Yb

5
Good service & good company thanks Reviewed on: 22nd July 2021

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