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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14718 reviews)

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4.95

Based on 14,718 reviews, last reviewed 9th Apr 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14718)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Dealt with compassion not blame

Dealt with compassion not blame providing you make an arrangement and stick to it 99% of the time - which is only right Reviewed on: 24th May 2025

Brilliant service and helped me massively when I cou...

Brilliant service and helped me massively when I couldn’t afford my payment this month Reviewed on: 24th May 2025

Very helpful and make your life easy

Very helpful and make your life easy Reviewed on: 24th May 2025

Great service thanks well recommended

Great service thanks well recommended Reviewed on: 24th May 2025

Takes away all the stress of dealing with my creditors

Takes away all the stress of dealing with my creditors Reviewed on: 24th May 2025

I had credit cards study and travel debts, that were...

I had credit cards study and travel debts, that were spread over 4 credit cards. The interest was making it harder to pay off. Stepchange has helped arrange freezing interest on all credit cards and all the payment into affordable payments Reviewed on: 24th May 2025

Since using step change I feel free to enjoy life kn...

Since using step change I feel free to enjoy life knowing with there support I am dept free they are very supportive and are only on the end of the phone whenever you need them I recommend them highly Reviewed on: 24th May 2025

Step Change got me back on track

Step Change helped me get my financial situation back on track when I was in a scary position with creditors contacting me. Step Change took control and delt with my creditors so that I could get back on track with my finances. Reviewed on: 24th May 2025

They have been very helpful and understanding with m...

They have been very helpful and understanding with my situation. Always giving good advice. Reviewed on: 24th May 2025

Stepchange are great.

Stepchange are great. I was really worried about my debt that was building up. Contacted them, they didn’t judge, gave me some great information and helped me set up a debt management plan. Reviewed on: 24th May 2025

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