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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18649 reviews)

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4.92

Based on 18,649 reviews, last reviewed 27th Jun 2026

188600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18649)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Stepchange have been brilliant,helping me sort out m...

Stepchange have been brilliant,helping me sort out my debts after my ex left me in a lot of debt and with the divorce i felt like i was drowning,but stepchange helped sort all of it and now im on my way to being debt free, Reviewed on: 12th May 2026

gling witstepchah debt due to a illness and bein...

I was struggling with debt due to a illness and being self employed , step change helped me work out a plan and stopped the sleepless nights . They are always there to listen and we're a god send Reviewed on: 12th May 2026

Absolutely lifechanging - could not have managed my...

Absolutely lifechanging - could not have managed my financial situation without the support of stepchange Reviewed on: 12th May 2026

Amazing helpful

Helped me get back on my feet and manage my life and money Reviewed on: 12th May 2026

Fantastic Charity

It took a lot of courage to phone someone and tell them about the situation I had found myself in and when I did the service I received was amazing. No judgement. Just help and understanding that’s really what I needed at that time. Reviewed on: 12th May 2026

We were in dire straits financially so contacted Ste...

We were in dire straits financially so contacted Stepchange for help and they were understanding and thorough in dealing with us giving us hope and easing the worry that goes with debt. We can say that they helped us out of a sticky mess thank you Stepchange. Reviewed on: 12th May 2026

Easy to use

I found them easy to use doing it all online and everything was set up with ease. Reviewed on: 12th May 2026

I would recommend StepChange wholeheartedly to anyon...

I would recommend StepChange wholeheartedly to anyone experiencing financial difficulties. Reviewed on: 12th May 2026

A great company with friendly staff.

When you are in financial 'mess', StepChange helped us out of it with no judgement, just straightforward questions to give you the best advice. And they go through all your debts, followed by your income and expenditure to give your creditors a fair and affordable solution. They also contact your creditors to try and stop any further interest being added. We've been with them for several years and find them great and friendly. Thank you StepChange. Reviewed on: 12th May 2026

Stepchange affordability

As soon as l told them about my situation they put my mind at ease straightaway. They put a plan in place that was affordable for me yo meet. Reviewed on: 12th May 2026

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