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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18656)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Amazing helpful

5
Helped me get back on my feet and manage my life and money Reviewed on: 12th May 2026

Fantastic Charity

5
It took a lot of courage to phone someone and tell them about the situation I had found myself in and when I did the service I received was amazing. No judgement. Just help and understanding that’s really what I needed at that time. Reviewed on: 12th May 2026

We were in dire straits financially so contacted Ste...

5
We were in dire straits financially so contacted Stepchange for help and they were understanding and thorough in dealing with us giving us hope and easing the worry that goes with debt. We can say that they helped us out of a sticky mess thank you Stepchange. Reviewed on: 12th May 2026

Easy to use

5
I found them easy to use doing it all online and everything was set up with ease. Reviewed on: 12th May 2026

I would recommend StepChange wholeheartedly to anyon...

5
I would recommend StepChange wholeheartedly to anyone experiencing financial difficulties. Reviewed on: 12th May 2026

A great company with friendly staff.

5
When you are in financial 'mess', StepChange helped us out of it with no judgement, just straightforward questions to give you the best advice. And they go through all your debts, followed by your income and expenditure to give your creditors a fair and affordable solution. They also contact your creditors to try and stop any further interest being added. We've been with them for several years and find them great and friendly. Thank you StepChange. Reviewed on: 12th May 2026

Stepchange affordability

5
As soon as l told them about my situation they put my mind at ease straightaway. They put a plan in place that was affordable for me yo meet. Reviewed on: 12th May 2026

Fantastic

5
I was initially overwhelmed by the process but overall it was so smooth, the agent I spoke to and the online processe were both easy and considerate given the emotional distress involved in managing debt. Thank you for what you do, relieving the burden and easing distress. If I ever become a millionaire I will surely make a donation to stepChange. You really change lives for the better. Reviewed on: 12th May 2026

Make the call, you will not look back!

5
I am very pleased with the service provided and would highly recommend when in a financial crisis. The whole process is very straightforward by removing all the stress and worry with having my debts managed. Reviewed on: 12th May 2026

Call StepChange and become stress free.

5
When I first called StepChange I was very stressed and reaching the end of my tether. The person at StepChange was able to calmly calm me done and present me with a payment plan. They really came to my rescue and were not opinionated. I highly recommend. Reviewed on: 12th May 2026

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