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StepChange: Debt advice reviews

4.92
Based on 18,666 reviews, last reviewed 22nd Jul 2026
75620% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi my name is Albert . Hi my name is Albert . I'm very satisfied based on the services given to me so far by Stepchange. It is so much appreciated. Im very grateful thanks ... Read more Reviewed on: 22nd July 2026
Albert Nnokwutem 's avatar
Albert Nnokwutem

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Life Savers

5
Don't know how I would have managed without StepChange, they are so helpful and knowledgeable with debt advice. My debts have been sorted out so I can manage much better with my finances, they really are life savers. Reviewed on: 10th May 2026

Literally saved my life and mental health.

5
Literally saved my life and mental health. I cant thank stepchange enough Reviewed on: 10th May 2026

Really helpful

5
When I contacted Stepchange regarding my circumstances they really put me at ease they made the whole process simple and I was able to get my finances back on track rather quickly any issues that have arisen I have contacted them and they have responded immediately and professionally anyone else who is going through what I have gone through should not hesitate to give them a call Reviewed on: 10th May 2026

Cyber Security - Level 3 - Paulo Azevedo

5
The course (Cyber Security - Level 3) was well structured, all the literature for each Unit was provided, with lots of key points and suggestions for research were also included, the tutor (Craig Wilson) was excellent, providing slides for each topic, had fountains of knowledge, experience, advice, suggestions for research, answering all the questions and comment on our life chat, occasionally made us work in groups, which was great, we were also given a great amount of home work, which made us prove that we were learning and understanding the course, and upon marking, if we didn't meet the criteria for question, Craig would ask us to review it, and explain why. Loved this course, not just because of the tutor, but was very interactive, and everyone participated. Reviewed on: 10th May 2026

The only issue I have is getting through on the phon...

5
The only issue I have is getting through on the phone can be very difficult. I have held on for over 20 minutes several times Reviewed on: 10th May 2026

World turned around

5
I was going thru a very difficult marriage break up and left with debt. I didn’t know where or who to turn to. It’s been 3 yrs and I’ve been with stepchange for just over a yr. and now I’m steadily getting my debt paid and living without that stress of worrying abt paying 10/15 different ppl I owed money to and stepchange pay them from one payment I give them. No credit no cards. I work and now have that peace of mind. Thank you stepchange. Reviewed on: 10th May 2026

Very happy

5
They have been very helpful and understanding. Reviewed on: 10th May 2026

Thank you Stepchange.

5
Id throughly recommend working with stepchange. It helped us to budget and realise that we did have the spare money to pay off debts if we tweaked a few things which in turn meant feeling less guilty about spending money. They also helped us communicate with our debtors to get their help too. We did have a slight issue in that we had some extra money which we wanted to use to pay our debts which stepchange told us to write letters to our debtors but this ended up causing confusion and we would have been better off to just pay it off but I suppose it was an unusual circumstance. All in all though most communications I have with stepchange were.pleasant and they never made you feel like a bad person for having got in to debt and there was a way forward. Thank you stepchange! Reviewed on: 10th May 2026

Very helpful and understanding.

5
Very helpful and understanding. They do not make you feel bad for owing money and reassure you that things are not as bad as you feel they are. Reviewed on: 10th May 2026

I have been really satisfied with all the help they...

5
I have been really satisfied with all the help they provide Reviewed on: 10th May 2026