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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Management

Very helpful and supportive. Took care of my needs Reviewed on: 29th May 2025

So grateful for the help and the relief of stress go...

So grateful for the help and the relief of stress going down. Reviewed on: 23rd May 2025

I was so overwhelmed and I didn’t even know where to...

I was so overwhelmed and I didn’t even know where to go or where to start after a really tough few years but stepchange made it so straightforward and easy and instantly put me at ease. Reviewed on: 23rd May 2025

Reliable and professional.

Reliable and professional. Always polite and accommodating Reviewed on: 23rd May 2025

Thank You So Much

Thank goodness I found you as I was at my whits end until your sympathetic and knowledgable staff helped sort things out. Non judgmental and always happy to help, StepChange has been a life saver. Reviewed on: 23rd May 2025

Very good service

Very good service, helped me get my finances back on track. Simply do a online budget and they sort everything out. Reviewed on: 23rd May 2025

Life changing decision

Having found myself in a horrible financial position with a huge debt, Stepchange made a massive impact on my life by helping me get my situation under control with a debt management plan. Reviewed on: 23rd May 2025

After being overwhelmed with debt I could not recomm...

After being overwhelmed with debt I could not recommend step change enough they are an excellent service don’t know what I would have done without them, They helped to organise my money and helped my mental health so much. Reviewed on: 23rd May 2025

Really helpful.

Really helpful. Saw me through all the options. Reviewed on: 23rd May 2025

Sympathetic to your situation, caring and helpful

Sympathetic to your situation, caring and helpful Reviewed on: 23rd May 2025

There is no shame in seeking a debt management plan

Stepchange helped us to acknowledge our debts without judgement and was instrumental in setting up a payment plan. They have helped and advised us on annual payment plans and contacted accounts on our behalf. They have been invaluable. Accessing account on line is easy, but they are only a phone call if needed. We are coming to the end of our plan and can finally look forward to peace of mind. There is no shame in admitting and accepting debt help, it can happen to anyone. It is certainly difficult at start as bank accounts had to change and no credit available for anything like phones, washing machines etc ; every penny is accounted for. But we persevered and educated ourselves with money along the way. Cannot recommend then highly enough. Reviewed on: 23rd May 2025

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