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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,651 reviews, last reviewed 29th Jun 2026

125733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The best phone call I made The hardest phone call I made after losing my husband as I’ve always paid my bills on time but now it was different step changes could not of been mor... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Debt help

Stepchange have helped me to slowly reduce my debt. They have been first class every step of the way, highly recommend Reviewed on: 7th May 2026

All advisors are professional, show empathy and help...

All advisors are professional, show empathy and help to reduce stress associated with debt Reviewed on: 7th May 2026

Becoming Debt-free

Stepchange was the best decision I made regarding qualified debt management advice. I've been using their services (DMP) for a couple of years, and my debt-free date is on the horizon. I would recommend Stepchange to anyone who needs help and a way to change their behaviour towards finances. Reviewed on: 7th May 2026

I had to come to stepchange to help me with my massi...

I had to come to stepchange to help me with my massive debts , they have helped me so so much and I can't thank you enough stepchange, and when I had a problem paying one month they helped me sort it out , I would 1000% recommend other people to them like I have a few Reviewed on: 7th May 2026

Very helpful and reassuring and easy to talk about d...

Very helpful and reassuring and easy to talk about difficult financial situations that can happen to anyone or anybody. Reviewed on: 7th May 2026

Stepchange have been fantastic!

Stepchange have been fantastic! I've gone from sleepless nights and constant worry.... to ease and peace. Reviewed on: 7th May 2026

Due to major health issues for my wife and myself af...

Due to major health issues for my wife and myself after 40yrs of professional work and still trying to work with these issues for a further 2yrs, it became impossible to continue, so we were left with just state pensions, debt began to build up. Stress and sleepless nights became part of life. Contacting StepChange turned things around immediately. I have only found them extremely helpful and compassionate to the situation I have found myself in. I find them very diligent in maintaining contact with me via email to keep me up to date with how things are going and offer any needed advice when required. Have nothing but praise for them. It does take on occasions some time to contact them by phone, but of course when you understand that you are not the only individual going through the difficult issues, there are many many more people in a like position. It is definitely worth the wait to make that contact. Thank you StepChange. Reviewed on: 7th May 2026

After illness and marriage break up at 75 was in fin...

After illness and marriage break up at 75 was in financial difficulties,I approach ed Step Change and following good advice and hands on help a lot of worries were taken off my shoulders Without them I probably would have still been suffering the financial pressures. Reviewed on: 7th May 2026

Thank goodness for stepchange

I was paying a monthly amount to a company to deal with my debt until I found stepchange who deals with everything for you at no extra cost Reviewed on: 7th May 2026

Absolutely amazing service.

Absolutely amazing service. Kind, thoughtful and understanding. Really do put your mind at ease . Reviewed on: 7th May 2026

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