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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Very understanding, no judgement

5
Very understanding, no judgement Reviewed on: 7th May 2026

was very worried and depressed until stepchange help...

5
was very worried and depressed until stepchange helped and supported me through crisis, cannot thank them enough. Reviewed on: 7th May 2026

Best decision I made

5
I have nothing but positive things to stay about Step Change.. Everybody I have spoken to have been helpful, kind and non-judgey. They made it simple and the process has made me see the light at the end of the tunnel. Reviewed on: 7th May 2026

After being made redundant my credit card balances w...

5
After being made redundant my credit card balances went up to live. I was very stressed until I reached out to step change. Reviewed on: 7th May 2026

I dont know where I would be without step change.

5
I dont know where I would be without step change. I feel like a weight has been lifted off my shoulders. I am facing my debts and it's wonderful to see my annual debt review to see how much has been paid off after years of debt only increasing. Reviewed on: 7th May 2026

Amazing relieved my anxiety after an especially had...

5
Amazing relieved my anxiety after an especially had 4 years lady in the phone so helpful and kind. Can't fault their advice and things went so smoothly. I would recommend Step Change to anyone who is worried about debts or even just how to manage in coming bills its so helpful to have a listening ear who give practical advice I'm sleeping so much better without my money worries. Reviewed on: 7th May 2026

StepChange

5
I was at my wits end, when CAB advised me to contact StepChange. I was nervous about contacting them, but when I did they put me at ease., took care off my affairs, contacted my creditors and the rest is history. Reviewed on: 7th May 2026

Supportive at a difficult time

5
Eased my mind at a time I was low, struggling and didn't know what to do. Caring, sympathetic and kind when I started and needed and now I'm settled they are honest and tell me straight what I need to hear but still support my decisions Reviewed on: 7th May 2026

It’s scary to commit to after years of debt but once...

5
It’s scary to commit to after years of debt but once the cards were cut and I started seeing the difference in my balance and improvements in my credit score, I do a little celebration dance each month and I’m so excited at the idea I will be debt free by Christmas, something I kept trying alone and just couldn’t make work until I got help from step change Reviewed on: 7th May 2026

Helped me out so much, I was going down a slippery s...

5
Helped me out so much, I was going down a slippery slope in to dept. I didn’t know what to do then I found StepChange and they gave me the help I needed to control my depts quite comfortably while paying them off Reviewed on: 7th May 2026

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