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StepChange: Debt advice reviews

4.95
Based on 16,785 reviews, last reviewed 16th May 2026
99550% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

StepChange. An end to the worry of being in debt. StepChange were very helpful in sorting out my payments to my creditors. The budget review helped me to see the funds I had available to pay towards m... Read more Reviewed on: 16th May 2026
Donald B's avatar
Donald B

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16785)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

They the best help me to have a better understanding...

5
They the best help me to have a better understanding of money Reviewed on: 6th June 2025

Help with my overspending and debts

5
I had accumulated unsecured debts over the course of several years because I hadn't made a budget, and was consistently spending more than I earned. Although I had not yet fallen into arrears, my monthly repayments on various debts were taking a larger and larger percent of my monthly income. I approached StepChange for help. The first thing they did was help me make a budget, which helped me see where I was overspending. Then they put together a debt management plan, and approached my creditors to arrange a payment plan. Now my monthly payments are (just about) manageable, I am living within my earnings, and I have a target date for when I will be debt free. Reviewed on: 6th June 2025

So easy to sort out and really helpful staff

5
So easy to sort out and really helpful staff Reviewed on: 6th June 2025

Amazing staff so friendly

5
Staff are so kind and helpful, they listen and help without judgement. Your a person to them and not just a number. Reviewed on: 6th June 2025

Excellent support and advice!

5
StepChange have really helped me through one of the worst times of my life. Every person i have spoken to has been respectful, helpful and have given me lots of support and advice. Wish i had reached out to them sooner than i did. Reviewed on: 6th June 2025

Debt control

5
They have helped me get back in control of my debts. And have helped me get a plan of action to get it sorted. Reviewed on: 6th June 2025

Setting up my account with step change

5
I was very embarrassed when I first spoke to Step Change but I soon realised that there is a lot of people in the same predicament and was instantly put at ease and given a solution to solve my debt it was super easy to set up everything and do a payment plan without the worry of my debtors. Reviewed on: 6th June 2025

Caring and compassionate staff who don’t judge you.

5
Caring and compassionate staff who don’t judge you. Reviewed on: 6th June 2025

I feel I have my life back due to their...

5
I feel I have my life back due to their help Reviewed on: 6th June 2025

Friendly staff non judgemental extremely helpful and...

5
Friendly staff non judgemental extremely helpful and reassuring Reviewed on: 6th June 2025