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StepChange: Debt advice reviews

4.92
Based on 18,669 reviews, last reviewed 27th Jul 2026
75680% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

£27,000 of debt ? At a point in my life I had no clue what to do about debt , I was told to give step change a ring , from the first call they was kind and compassionat... Read more Reviewed on: 27th July 2026
Darren d's avatar
Darren d

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

HOPE BEYOND

5
I WAS IN A TERRIBLE BLACK HOLE OF DEBT AND DEPRESSION.I WASN'T THINKING STRAIGHT,COULDN'T SLEEP AND WAS SPIRALLING INTO DISPAIR.I WAS HIDING ALL OF THIS FROM MY FAMILY.STEPCHANGE WAS A LIFEJACKET,I WAS TREATED WITH UNDERSTANDING AND WAS NOT MADE TO FEEL EMBARRASSED.A PLAN WAS DEVISED FOR ME WHICH I HAVE STUCK TO.FOR THE FIRST TIME IN MANY YEARS I WAS ABLE TO FOCUS ON OTHER THINGS.THE PRESSURE WAS OFF,OR AT LEAST MANAGEABLE AND THERE IS A LIGHT AT THE END OF THE TUNNEL.ANYONE IN THIS SITUATION I WOULD ADVISE TO REACH OUT TO STEPCHANGE AND ASK FOR HELP,DON'T SUFFER,THERE IS HOPE. Reviewed on: 6th May 2026

Thank you stepchange

5
Step change came to me at a time where I was struggling and they really helped me Reviewed on: 6th May 2026

Step Change helped me take control of my finances again

5
StepChange has been a huge help during a difficult time. They supported me with a debt management plan and made my finances feel manageable again. Friendly, understanding, and very helpful throughout. Reviewed on: 6th May 2026

I was depressed when I think about my inability to p...

5
I was depressed when I think about my inability to pay my debt when I lost my job, stepchange brought peace into my heart when they came into my rescue Reviewed on: 6th May 2026

Peace is one step away with step to change

5
I have felt supported, no shaming, blaming only individuals ready to help. Once you address your situation you are guided to pay as you can and not be scared anymore. I got in so much debt as it was so easy, to have all the nice things that others take for granted. Thankyou step to change for guiding. Reviewed on: 6th May 2026

Step change have made it so much easier for us to bu...

5
Step change have made it so much easier for us to budget due to reducing the amount we paid to each creditor after I lost my job and got into trouble. Would throughly recommend them Reviewed on: 6th May 2026

So helpful

5
When I was at my lowest and didn't know where to turn they helped me so much. They didn't judge me and helped me every step of the way. I would definitely recommend them to anyone Reviewed on: 6th May 2026

This is the second time I have used the company prev...

5
This is the second time I have used the company previously when it was known as CCCS always had an excellent service very understanding and non judgemental plus now it can be done on line never had any problems satisfied customer would highly recommend to everyone experiencing debt problems and would always tell friends and family to use StepChange. Reviewed on: 6th May 2026

Fabulous service

5
Very good experience very much informative Reviewed on: 6th May 2026

Stepchange are brilliant

5
Stepchange are brilliant, They help you every step of the way and go through your debt options, Reviewed on: 6th May 2026