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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (18655)

help to change

5
I have been struggling with my debts and StepChange was able to help and advise on how to get around it, I found them helpful and caring over the phone Reviewed on: 6th May 2026

A massive relief

5
It took a few weeks to set up, but now it's up and running, it's a great relief. My debt payments have halved and I can now pay my other bills. Reviewed on: 6th May 2026

had overpayment of tax credits was worried sick..

1
had overpayment of tax credits was worried sick as couldnt pay it back contacted step change who helped me with monthly payments as was on low pension and overpayments was from years before and never missed a payment to them since they set it up Reviewed on: 6th May 2026

Lovely people.

5
Lovely people. Reviewed on: 6th May 2026

Stepchange changed my life.

5
Stepchange changed my life. Financially I would have been ruined had it not been for them helping. Reviewed on: 6th May 2026

Very Impressed .

5
Very Impressed with communications. On line application allowed me to complete on own and reduce need to be on the phone for ages. A responsive turnaround to get debt management plan in place. Reviewed on: 6th May 2026

At last a way out

5
Spent years servicing a recycling debt , got to the point where all my wages went on bills and had to put all the months next month’s living expenses on credit cards ( circa £1000 a month , I had never misses any payments and my credit score was 999, The stark realisation came , as it simply could not carry on , Phoned step change who helped me enormously I my payments are now 20% of what they were , and can now actually start do live a little Reviewed on: 6th May 2026

They are very helpful with helping you to plan a rep...

5
They are very helpful with helping you to plan a repayment plan which suits you. They do not judge and their advice is helpful. Reviewed on: 6th May 2026

Highly recommend

5
I was really struggling and my mental health was impacted. Step change have been amazing, paitentant and took alot of my anxiety away Reviewed on: 6th May 2026

Step change is very good to advice what to do do and...

5
Step change is very good to advice what to do do and whenever I contact them they're very helpful with all my questions and they're always there for you I would recommend to anyone who wants a debt free advice Reviewed on: 6th May 2026

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