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StepChange: Debt advice reviews

4.95
Based on 14,716 reviews, last reviewed 24th Mar 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

There customer service are very good and helpful. There customer service are very good and helpful. They advised the way it should be. I am happy with the advice l got from them Reviewed on: 24th March 2026
PeterEducation's avatar
PeterEducation

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14716)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Step-change turn our life around after working 40 y...

5
Step-change turn our life around after working 40 years was made redundant. With out lots of support from step-change I don’t know where would be , on streets no doubt with out a home . Step change sorted out our finances with our creditors can not thank them enough, Reviewed on: 23rd May 2025

Brilliant

5
Brilliant feel so much better now they have took.my debts on Reviewed on: 23rd May 2025

very helpful always listening and calming

5
very helpful always listening and calming Reviewed on: 23rd May 2025

Debt plan

5
I had quite a lot of debt and these people took control of it. They called my debtors and sorted out with them an affordable payment plan. Reviewed on: 23rd May 2025

Very easy process in worrying times and all the staf...

5
Very easy process in worrying times and all the staff where extremely knowledgeable and understanding Reviewed on: 23rd May 2025

Excellent service

5
Personally I think it’s a excellent service they provide and help you every step of the way Reviewed on: 23rd May 2025

Stepchange saved me!

5
I was so ill and not sleeping because I owed £30k in loans and credit cards. I didn't want to live, I wanted the pain and worry to stop. I heard about StepChange from a work colleague who I had confided in. The same day I phoned up and my life changed forever! The lady I spoke to was so helpful, didn't judge me . At last I could see light at the end of this tunnel of debt I was in. Now I'm very nearly debt free, from owing £30k to only having 12 months left on my debt management plan, is something I never ever could have dreamed of! StepChange saved me. Gave me a reason to live. Might sound dramatic, but I was so close to the edge, I would never have cleared my debts without your help and guidance, I will be forever grateful. Thankyou. Reviewed on: 23rd May 2025

Helping me get debt free

5
Helping me get out from under debt that I was struggling to keep on top of. Now I have a monthly amount paid to step change that they distribute between my creditors after having negotiated with them on my behalf. Reviewed on: 23rd May 2025

Very happy customer

5
Was easeg to use and got me out of credit card debt without overpaying crazy % Reviewed on: 23rd May 2025

Very helpful organisation

5
Very helpful organisation, they understand and consider the person's situation and providing very clear guidance. Reviewed on: 23rd May 2025

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