Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,716 reviews, last reviewed 24th Mar 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

There customer service are very good and helpful. There customer service are very good and helpful. They advised the way it should be. I am happy with the advice l got from them Reviewed on: 24th March 2026
PeterEducation's avatar
PeterEducation

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14716)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Gave confidence and control back to me

5
Very helpful, very reassuring, brilliant cannot thank them enough. Have got me through the highs an low. It was very humiliating to get to this stage of my life to be blasted with debt problems. They have made me feel human and gain control over it all at last. Reviewed on: 18th August 2024

The best if you are struggling with debt

5
I cannot fault them. Had a bad experience with a private debt management company. Lost £6000, when recommended stepchange. Reviewed on: 15th August 2024

Helpful,friendly staff gave good advice,especially w...

5
Helpful,friendly staff gave good advice,especially when I lost my job.Good approach and guidance Reviewed on: 8th August 2024

From hopelessness to peace of mind and hope!

5
I was referred to step change at a time that I was very stressed and fearful. But they managed to negotiate my debt/payment plan to one that I could afford, therefore giving me peace of mind and hope to carry on. I will always be grateful! Reviewed on: 7th August 2024

Amazing Stress Free

5
Step change has helped me I have no need to worry now I can get on with my life Reviewed on: 4th August 2024

StepChange have helped me to become debt free

5
StepChange have helped me to become debt free without any issues Reviewed on: 3rd August 2024

Excellent

5
They were so helpful towards me and went through all my debts with me. Reviewed on: 31st July 2024

When i realize ten plus years ago the financial mess...

5
When i realize ten plus years ago the financial mess i was in , I turn to my daughter and she suggested contacting (Step Change ) I am 85 years old and my time with (Step Change .. and my kids helping ..was a massive relief...I myself have introduce more than 5 friends ..My thanks to ( Step Change ) 1 million times and may you all and your all families be blessed.... Thanking you all... Reviewed on: 11th July 2024

I’ve been with stepchange for a fewl now and t...

5
I’ve been with stepchange for a few years now and they have been very helpful and kind and I thankyou so much Reviewed on: 11th July 2024

very helpful and not judgemental.

5
very helpful and not judgemental. Made my life more easier. and took away all my stress and worries Reviewed on: 11th July 2024