Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

View other StepChange products

4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Excellent service

Simple, straight forward help, advice and support. Someone always there to answer my questions. Lots of online easy to use tools. Reviewed on: 22nd May 2024

Extremely sympathetic to your situation and offer am...

Extremely sympathetic to your situation and offer amazing advice and suggestions at a time when you are desperate for help with finances. Best thing I did was contact stepchange Reviewed on: 22nd May 2024

Always helpful

Always helpful any time on phone they are listening Reviewed on: 22nd May 2024

Great help from StepChange.

Great help from StepChange. After being diagnosed with a chronic medical condition and losing the ability to earn extra money, they gave us the chance to get our lives back on track and take control of our debts. We are slowly clearing them and can now sleep at night. Highly recommend. Reviewed on: 21st May 2024

Big relief!

The process from start to finish has been smooth sailing, the team have been amazing in offering guidance on any confusion or questions during the initial setup. Constant updates and communication is such a relief when seeking such advice, it really does offer reassurance that they're helping you seek the best outcome Reviewed on: 21st May 2024

They literally saved me,

They literally saved me, if Step change hasn’t been so supportive I’m sure I’d have lost my house. Through some really difficult times we made some bad financial choices trying to get by, monthly repayments on credit cards, catalogues etc. I was overdrawn every month, I’d be using all my money to pay the repayments. Eventually I had to either pay my mortgage or the credit cards, that’s where Stepchange helped. They weren’t judgmental, they listened and supported me to get back on my feet. It’s a big scary step making that first phone call but so very worth it. Reviewed on: 21st May 2024

Staff were very helpful and understanding in a very...

Staff were very helpful and understanding in a very difficult and emotional situation. I never felt embarrassed when going through my personal information Reviewed on: 21st May 2024

Stepchange saved my life.

Stepchange saved my life.... Depression set in as I was involved with a scam. They help me get back on my feet and are working with me to have some sort of life.Thanks Stepchange. Reviewed on: 21st May 2024

Helpful sensitive and made a massive difference to m...

Helpful sensitive and made a massive difference to my life. Reviewed on: 21st May 2024

Cannot recommend highly enough - make that call!

Struggling with debt and repeatedly trying to handle it myself had caused me a lot of stress and anxiety. This led to more debt as I tried to make myself feel better about it! Contacting StepChange and opening up to them really helped me from a mental perspective, and has helped me align what I pay back on a monthly basis. All agents I have spoken to have been fantastic; non-judgemental, empathetic and they all simply just want to help. I cannot recommend them highly enough for anybody who finds themselves in the situation I was. Mine was all self-inflicted, but again the agents' manner and professionalism breaks down the ego and pride element and helps you move forward and start to make a change. Reviewed on: 21st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from CCI Credit Management 5.00 from 1 reviews
Debt advice
from Money Wellness 4.92 from 5499 reviews
Debt Collection
from High Court Enforcement Group 1.60 from 3 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub