Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18603 reviews)

View other StepChange products

4.92

Based on 18,603 reviews, last reviewed 11th Jun 2026

186550% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get the help you need. I ended up in a very bad financial mess due to a bereavement and redundant due to Covid. I was very depressed when I contacted step change. After spea... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18603)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Amazing - Great Service

using stepchange has definitely changed my life and made my life less stressful knowing that the payments to my creditors are being paid stress free, setting it all up was easy and they did all the work for me, never will i get into this situation again but they have definitely made this easier Reviewed on: 6th May 2026

Best choice

Easy and simple process from start to finish. Reviewed on: 6th May 2026

Very helpful

Very helpful and friendly not judgmental easy to set up with excellent advise Reviewed on: 6th May 2026

Life line

Helpful advise easy to understand and very prompt Reviewed on: 6th May 2026

A life saver.

A life saver. I am now 5 months from being debt free. I was in a terrible mess and reluctantly called stop change, best thing I ever did. Reviewed on: 6th May 2026

They have really helped me.

They have really helped me. I really appreciate your support!! Reviewed on: 6th May 2026

No judgement - just help and support

I was absolutely desperate when I contacted Stepchange. They have helped me to get on track and taken away all the anxiety. Their people are knowledgeable and completely non-judgemental. Reviewed on: 6th May 2026

Absolutely outstanding

I have found all the people I have spoken to at stepchange from the beginning to be lovely, helpful, kind and just there when you are going through something so hard in your life. Its not easy to say you need help with your finances especially to a stranger, but all the wonderful people I have been speaking to have been amazing, genuine and very understanding. Reviewed on: 6th May 2026

What an amazing company, so helpful, understanding a...

What an amazing company, so helpful, understanding and non-judgmental. Would highly recommend Reviewed on: 6th May 2026

Highly recommend step change. Changed my life

Before step change I was living off credit cards, the interest alone was crippling me and was unable to get ahead of them. A friend recommended step change and it changed my life. I provided a list of lenders with amountd i owed, thry contacted each one and negotiated a payment plan, freezing all interest. I can see every month my debt going down because of them. They changed my life completely and am no longer drowning Reviewed on: 6th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from Money Wellness 4.89 from 5981 reviews
Debt Collection
from Advanced Collection Systems 3.31 from 5 reviews
Debt advice
from National Debtline 4.39 from 65 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub