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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18609 reviews)

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4.92

Based on 18,609 reviews, last reviewed 11th Jun 2026

186850% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

After weeks of worrying After weeks of worrying, we approached Step Change, the best decision we made. Very helpful staff, never made to feel awkward with the situation you f... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18609)

Excellent service in such a worrying time.

Excellent service in such a worrying time. Cannot fault any step. Reviewed on: 6th May 2026

Extremely unprofessional

Anytime I try to ring there are 50+ in the queue. They just started paying debtors without making any agreements with them (so I'm paying more interest than the payments that go in) . They did NOT pay the only priority debt - council tax arrears - so even though I paid stepchange, I still had a bayliff at the door wanting to seize my and my landlords goods. Not a single good word for stepchange. Reviewed on: 6th May 2026

Breathing again

I was drowning in debth and was not able to sleep from worrying all the time. After speaking to step change I was able to sleep again. Reviewed on: 6th May 2026

Stepchange is life changing.

Stepchange is life changing. At the start i was worrying about debt and trying to balance all the creditors. I was in a really low place when i found stepchange and they helped me from start to finish, from sorting my budget to getting all my accounts connected. I cannot recommend them enough for anyone who is struggling with debt payments. Money problems can be very mentally exhausting but stepchange really give peace of mind. Reviewed on: 6th May 2026

Excellent customer service and peace of mind

Starting the process of setting up a DMP was daunting, but I was helped every step of the way. Whenever I have called to discuss my account, the staff have always been friendly, warm and actually listen to you. My DMP has genuinely changed my life for the better. I no longer wake up dreading repayments and feel like I'm in control of changing my approach to debt and finances. Reviewed on: 6th May 2026

Excellent

Excellent professional staff and excellent service Reviewed on: 6th May 2026

They have taken all the worries away

They have taken all the worries away Reviewed on: 6th May 2026

The best

They are non judgemental, very understanding and so helpful. Give fantastic advice and really help you find your way back to financial security Reviewed on: 6th May 2026

Excellent service

I have had no issues they have helped me with my debt and this has been a major relief. If I have had to contact customer services they have always been helpful Reviewed on: 6th May 2026

ABSOLUTELY VITAL SERVICE FROM FANTASTIC PEOPLE- I CA...

ABSOLUTELY VITAL SERVICE FROM FANTASTIC PEOPLE- I CANNOT EXPRESS HOW GREAT THIS SERVICE IS. Reviewed on: 6th May 2026

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