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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16231 reviews)

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4.95

Based on 16,231 reviews, last reviewed 7th May 2026

72900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Good all round service all staff so very helpful at... Good all round service all staff so very helpful at such a very difficult time for me highly recommend ,, ,,Thank you StepChange Reviewed on: 7th May 2026

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16231)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

saved my sanity and left me with no further hassle.

saved my sanity and left me with no further hassle..simple and effective. Reviewed on: 23rd May 2025

Brilliant company

Been with stepchange for many years now as was in a lot of debt and they helped me to mange my money whilst paying off my debts. Reviewed on: 23rd May 2025

I was getting desperate with my financial situation...

I was getting desperate with my financial situation when a friend suggested that I contact StepChange: Debt Management. Everyone I spoke with at StepChange was caring and understanding, and they were able to sort out a payment regime with my Creditors to ensure my debts were being paid and I had sufficient to live on. I am very happy with the help that I received. Reviewed on: 23rd May 2025

very helpful helped me a lot to get through my finan...

very helpful helped me a lot to get through my financial difficultys Reviewed on: 23rd May 2025

I was completely overwhelmed with my finances .

I was completely overwhelmed with my finances . I went online filled in my details and step change sorted everything out. My stress eleviated immediately. I just send one payment to them and that’s it. Reviewed on: 23rd May 2025

So much easier than my anxiety had me believe

I first contacted StepChange on advice from a company I was struggling to keep up payments with. I like that you can start by getting info online before booking a phone call with them. After going through my budget with them I settled on a DMP which was set up quickly and easily. I was never made to feel embarrassed when going over my debts and I’m really glad I got the help I needed. Reviewed on: 23rd May 2025

piece of mind

My monthly outgoing are no manageable a huge wait of my mind thanks to Step change Reviewed on: 23rd May 2025

Most of the worry was taken off my shoulders.

Most of the worry was taken off my shoulders. Thank you Reviewed on: 23rd May 2025

Feeling Good

I overspent big time on credit cards and Step Change helped me so much ,please get help you won’t look back Reviewed on: 23rd May 2025

Stepchange helped me see a way forward when I though...

Stepchange helped me see a way forward when I thought I was going to lose everything. They did not judge me or the position I was in and explained all the options available to me. The ongoing support is invaluable. Reviewed on: 23rd May 2025

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