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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Helped to ease the worries of debt but contacting cr...

5
Helped to ease the worries of debt but contacting creditors on my behalf and now only having to make one monthly payment to Stepchange who then forward divided debt to send to the creditors. The stephchamge website is also easy to navigate allowing me to keep track of my debt. Reviewed on: 15th May 2024

Step change has helped me organise my debt into one...

5
Step change has helped me organise my debt into one affordable payment. I was struggling financially and mentally before they got involved. I owe them my sanity. Thank you so much. Reviewed on: 15th May 2024

Stepchange are amazing.

5
Stepchange are amazing. The call handlers are so understanding and reassuring. They’ve helped me twice with no judgement. They put your mind at ease! Reviewed on: 15th May 2024

Helpful and understanding

5
Helpful and understanding, continued help and afvise Reviewed on: 15th May 2024

SC have been really helpful and taking a lot of stre...

5
SC have been really helpful and taking a lot of stress from having to handle my debt. Thanks so much to the step change team! Reviewed on: 15th May 2024

Great help sorting finances out to get debt free and...

5
Great help sorting finances out to get debt free and for listening through the hard times. Reviewed on: 15th May 2024

It gives peace of mind when needed and helps stops t...

5
It gives peace of mind when needed and helps stops the pressure from phone calls and letters. I didn't know which way to turn. But a friendly person at the end of a phone line helping you get back on track. Reviewed on: 15th May 2024

After we lost 50% of our income due to an Industrial...

5
After we lost 50% of our income due to an Industrial injury Step Change were our financial lifeline. Reviewed on: 15th May 2024

Life changing absolutely brilliant service

5
Life changing absolutely brilliant service Reviewed on: 15th May 2024

Take the stress out of debt!

5
Excellent service, contacted two creditors and made an arrangement. Took so much stress out of the whole experience. Would recommend to anyone suffering with mounting debts in these challenging times. Reviewed on: 15th May 2024

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