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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16535 reviews)

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4.95

Based on 16,535 reviews, last reviewed 9th May 2026

87550% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Really helpful and supportive service. Really helpful and supportive service. I feel I can breathe now knowing my finances are in order Reviewed on: 9th May 2026

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16535)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Helped me get back on track.

Helped me get back on track. Don't know what I would have done without them. Reviewed on: 23rd May 2025

Stepchange debt management

Since I have signed with stepchange my debt is going down and I am not worried now it’s being dealt with at an amount I can afford. Reviewed on: 23rd May 2025

A very fair and understanding group of people.

A very fair and understanding group of people. Reviewed on: 23rd May 2025

After I had an operation to remove a cancer tumour I...

After I had an operation to remove a cancer tumour I had to take time off work and was only getting statutory sick pay and could afford to pay my debts, I telephoned Step Change and got the help I needed, so I could carry on with my chemotherapy after the operation, so I didn’t have to worry or stress about my debts. Reviewed on: 23rd May 2025

Step change helped me to overcome my financial stres...

Step change helped me to overcome my financial stress, and I'm now paying a manageable amount instead of being in the Red each month, absolutely fantastic comoany Reviewed on: 23rd May 2025

Superb service.

Superb service. It's given me control of my finances. Reviewed on: 23rd May 2025

Excellent, impartial advice

They are so helpful and explain the whole process thoroughly, at very difficult times in your life they do not just and offer the most practical assistance, they are life savers Reviewed on: 23rd May 2025

There was no judgement.

There was no judgement. Very professional and understood my situations. Reviewed on: 23rd May 2025

Stepchange have really helped us.

Stepchange have really helped us. It was so hard before and we felt really overwhelmed. It’s such a relief now having someone else managing it for us. All that stress has been taken away. It definitely feels like a weight has been lifted and we’re on our way to becoming debt free. Reviewed on: 23rd May 2025

Debts consolidated but DMP isn’t much less

Working with StepChange has been pretty good. Updating my monthly outgoing and change of debt information is a breeze. The only negative is around having a Debt Management Plan. The DMP hasn’t really left me any better off each month. At most I roughly pay £100-£200 less than I was paying and my disposable income feels so small that I can’t go on holidays and can barely save any money towards my emergency fund as all of it is going towards my debts, groceries and car upkeep. I wish companies like this also provided preparation advice for managing other outgoings whilst on a DMP. I think Christian’s against poverty provide such a service. Reviewed on: 23rd May 2025

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