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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

I was in a mess!

I was in a mess! Stepchange have assisted me to sort that mess. I have no longer sleepless nights worrying about the challenges of my debts. My partner worrying that I can not cope financially. I have been diagnosed with a neurodivere set of conditions. I used to worry everytime I got paid about how would I deal with the calls. I also used to worry about my payments not being enough. I now am in the knowledge they are being sorted. I also have not anymore the calls, threatening letters and grief that I used to have. I now just pay what I need too and know there is pain but there is light at the end of the tunnel. I also know that one day I will be past this learning from it and being able to say thank you to Stepchange. Reviewed on: 6th June 2025

Every advisor has been respectful, patient and so un...

Every advisor has been respectful, patient and so understanding. I don't know what l would have done without their help. It has taken 4yrs to clear my debt, comfortably and without stress. Reviewed on: 6th June 2025

When life throws financial curve balls at you.

StepChange is nothing short of a devine assistance due to their strategic disposition of being a shoulder to lean on when life throws a financial curve ball at you. Their support has been my source of strength and now onto full recovery. Reviewed on: 6th June 2025

Stepchange gave me light when I was in a very dark p...

Stepchange gave me light when I was in a very dark place, they are understanding and so helpful, they changed my life Reviewed on: 6th June 2025

Absolute god sent

I had 7 years worth of Dept to pay off now.. step change help me keep up the ability to pay and see it to the very end without missing a single payment. Now am dept free ive been able to buy my own house again.. so I ant thank step change enough they truly saved me life. Thank you all at step change Reviewed on: 6th June 2025

Make a change

Years of over spending and relying on credit cards to top up our lifestyle left us in a perpetual cycle of balance transfers and anxiety. Engaging with step change has reset our lives and put us on a healthier path. Reviewed on: 6th June 2025

Absolutely brilliant

Absolutely brilliant; wish I'd got in touch with this lovely lot much sooner than I did. They've helped to manage a very difficult situation and made it feel a lot less daunting and overwhelming. I'd give them 10 stars if I could...! Reviewed on: 6th June 2025

Experience

Easy process, kind and helpful people. Highly recommend. Reviewed on: 6th June 2025

Cannot reccomend enough!

The people at stepchange have been very helpful. They were quick to help me find a solution to my debt problems before they overwhelmed me & held no judgement about my circumstances absolutely cannot recommend enough Reviewed on: 6th June 2025

Respectfully helpful.

Non invasive once your set up and they were very good helping me to regulate my expenditure. They have been very respectful of my situation. Reviewed on: 6th June 2025

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