Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Engaging with step change is the best decision I mad...

5
Engaging with step change is the best decision I made to finally address my debts. They were clear with all choices available and the impact this would have on myself so I could choose the best option. They then fully liaised with the companies to set this up and agree it, I just pay them one sum each month and they sort the rest. Regular reviews of my finances mean that this payment can be adjusted to be affordable. Thank you. Reviewed on: 25th May 2025

Friendly staff, very helpful, especially when you we...

5
Friendly staff, very helpful, especially when you were calling customer service, you do not have the wait long time. Reviewed on: 25th May 2025

Wonderful stress free service

5
Been using Stepchange for several years now to manage my finances. It was easy to set up and stress free and I’ve since paid back thousands to my debtors and one day will eventually be far better off Reviewed on: 25th May 2025

I have had a Debt Management Plan for many years and...

5
I have had a Debt Management Plan for many years and is now coming to an end. Ìt has been fantastic for me, it took away all the stress of wallowing in debt. It's free and the staff are so helpful. Reviewed on: 25th May 2025

Its such a relief to be able to break my debt all do...

5
Its such a relief to be able to break my debt all down to a managable rate thanks but im still getting letters from the banks jus ignore them is it Reviewed on: 25th May 2025

Debt Management.

5
I have been with Stepchange for a number of years now and when I first got in touch with them I was worried sick about not being able to cope with the debt I had. They helped me sort out my finances with the companies I owed money to and arranged a Debt Management Plan for me. They certainly made my life better and were not judgemental in the way they dealt with me. I would certainly recommend anyone who finds themselves with debt problems to get in touch. Professional, friendly staff are only a phone call away. Reviewed on: 25th May 2025

Just as I thought there was no help!!

5
Just as I thought there was no help for me… I was put in touch with Step change and they have helped me keep my head up high and sort out repayments with my debtors that are affordable for me. Reviewed on: 25th May 2025

I am able to breathe again!!!

5
Stepchange work fast and handle all the paperwork. Saved me peace of mind and I am able to breathe again! Reviewed on: 25th May 2025

I got myself into trouble with money when my husband...

5
I got myself into trouble with money when my husband died and the staff at StepChange were amazing. I felt completely overwhelmed and they told me it was their job to take that feeling away and they did. Their continued support and understanding has been constantly reassuring Reviewed on: 25th May 2025

Every time I have a problem I never had to wait in...

5
Every time I have a problem I never had to wait in a cue for very long to get my problem sorted Reviewed on: 25th May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products