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StepChange: Debt advice reviews

4.95
Based on 16,712 reviews, last reviewed 13th May 2026
96100% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Great service Brilliant, caring and informative approached and helped me get back on track Reviewed on: 13th May 2026
Becks's avatar
Becks

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16712)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Before I contacted StepChange, I was constantly wor...

5
Before I contacted StepChange, I was constantly worried about my ever increasing bills. I felt that I wasn't getting anywhere, even after phoning my creditors. That first phone call to StepChange changed all of that. Advisors explained the various options and calmed me down. Reviewed on: 23rd May 2025

THANKS A LOT I GETTING SUPPORT FROM YOU TAKING BREAT...

5
THANKS A LOT I GETTING SUPPORT FROM YOU TAKING BREATH THEN I WILL BE SUCCES MY PAYMENT UP TO END THANKS FOR HELPNG ME CAN'T EXPLAIN NO WORDS. Reviewed on: 23rd May 2025

Very helpfull and very greatful for their support.

5
Very helpfull and very greatful for their support. Reviewed on: 23rd May 2025

Not very customer friendly and could show more empathy

2
Not very customer friendly and could show more empathy Reviewed on: 23rd May 2025

I think without StepChange my life has been upside d...

5
I think without StepChange my life has been upside down they have really changed my situation and circumstances.With the advices very generous and helpful. Reviewed on: 23rd May 2025

Stepchange are a godsend

5
I had many sleepless nights, step change have completely taken all the worry away for me, I would highly recommend them if you get to how I felt, no more tears, feeling anxious, dreading the next letter. My mind is at ease now. Reviewed on: 23rd May 2025

I was in a desperate state.

5
I was in a desperate state. Really scared. A friend recommended stepchange. After the phone call I can tell you how relieved I was. I had gone from overwhelmed to calm and grateful Reviewed on: 23rd May 2025

Very helpfull understanding and do no judge you

5
Very helpfull understanding and do no judge you Reviewed on: 23rd May 2025

Always such a great help, would strongly advise using!

5
Always such a great help, would strongly advise using! Reviewed on: 23rd May 2025

Stepchange takes away the worry

5
Stepchange. Took most of the worry and fear away from dealing with creditors. Dealing with them has made it possible to go back to a normal life. Reviewed on: 23rd May 2025