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StepChange: Debt advice reviews

4.95
Based on 16,715 reviews, last reviewed 13th May 2026
96250% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

great support you weren't made to feel bad, you were treated with respect, lots of support and guidance Reviewed on: 13th May 2026
Alison H's avatar
Alison H

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16715)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Always very helpful they helped me over the years an...

5
Always very helpful they helped me over the years and very professional Reviewed on: 23rd May 2025

Bad with money .

5
I was in mess with money and Stepchange helped me to be on to top money Reviewed on: 23rd May 2025

Thanks for everything

5
I've gone from being desperate to comfortable thanks to the stability of my monthly payments I am looking forward to being deat free in another 12months or more Reviewed on: 23rd May 2025

Fantastic service

5
Really helped me during a difficult period Reviewed on: 23rd May 2025

Quick and easy and very competent, knowledgeable and...

5
Quick and easy and very competent, knowledgeable and professional in my experience. Reviewed on: 23rd May 2025

Saved me so much heartache

5
My world was falling apart I couldn't sleep because of the worry of how I was going to pay all my debts, StepChange helped me sort out creditors and a payment plan my life is so much easier thank you StepChange. Reviewed on: 23rd May 2025

4 years plus in to the arrangments and no issues !

5
4 years plus in to the arrangments and no issues ! Reviewed on: 23rd May 2025

Reassuring at a very difficult time in life.

5
Reassuring at a very difficult time in life. Unsure if there is any real alternative of how StepChanged helped me. Reviewed on: 23rd May 2025

Without step change I would have probably lost my house

5
Without step change I would have probably lost my house Reviewed on: 23rd May 2025

Stepchange saved me

5
Stepchange saved me from some very lost dark days I was having and they helped to take away a very heavy cloud. Best call I ever made was to just ring them and discuss my large debts. Reviewed on: 23rd May 2025