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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14718 reviews)

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4.95

Based on 14,718 reviews, last reviewed 9th Apr 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14718)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

I was in a bad place and step change helped me in ev...

I was in a bad place and step change helped me in every way Reviewed on: 1st May 2024

I'd be lost without them.

I'd be lost without them. They sort almost everything out for you and have taken away financial worry. Reviewed on: 1st May 2024

Life changer

I was £50k in debt mainly credit cards built up over years. I cannot thank STEP CHANGE enough. Created a Debt Management Plan for me, contacted my 11 creditors, agreed affordable pay back amounts, now all chasing calls have stopped. I can actually sleep at night again. Anyone else in similar position PLEASE make that call or register online. Changed my life. If this review works for one other person out there it is worth me doing it Reviewed on: 1st May 2024

It has helped me massively to plan my debts now and...

It has helped me massively to plan my debts now and stay to reduce them Reviewed on: 1st May 2024

I was frightened, and no longer able to function

I was frightened, and no longer able to enjoy any aspest of my life, my debts had completely taken over, I did not believe any solution could be found, put in place and actioned. Picking up the phone and asking for help was one of the hardest things to do, I never felt judged, but always encouraged to take some control. Truly thank you. Reviewed on: 1st May 2024

Amazing people helped me so much

Amazing people helped me so much Reviewed on: 1st May 2024

Great service

From the very first point of contact they have been great and so helpful throughout it what is a scary situation to go through Reviewed on: 1st May 2024

StepChange empowered me to take courageous steps

I suffer from several progressively debilitating health conditions. This fact severely affected my quality of life. In an effort to improve my quality of life, I made unwise financial decisions, which ultimately put me in a position of great stress and turmoil. StepChange helped me to formulate a Debt Management Plan. All the staff at StepChange were so friendly and helpful. I felt confident that I could trust their judgment and experience. They literally empowered me to take courageous steps to get my life back. A Debt Management Plan with StepChange requires very little maintenance, other than reviewing your debts and budget at least once a year. Despite my health conditions, I get to enjoy my life again and pay off my debts. Reviewed on: 1st May 2024

Great organisation

I’ve been with step change for three years now. They are beyond helpful in supporting me. I’ve been given structure and helped to manage my debts. Such an amazing organisation and it’s free Reviewed on: 1st May 2024

Made to feel a relief to gets organised with my mon...

Made to feel a relief to gets organised with my money thank you Reviewed on: 1st May 2024

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