Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

You have helped me to get on top of my debts at a am...

5
You have helped me to get on top of my debts at a amount I can pay without making life harder. Reviewed on: 23rd May 2025

Helped me no end was snowballing and helped me have...

5
Helped me no end was snowballing and helped me have piece of mind again thank you Reviewed on: 23rd May 2025

I would recommend anyone who wango to Stea good advice.

5
They have very helpful and given a good advise. Reviewed on: 23rd May 2025

Excellent

5
All I wanted know and more,they were nice and polite two me Reviewed on: 23rd May 2025

Life saving debt management charity

5
This charity absolutely saved my life after I found myself in unmanageable debt. They took all the details of my incoming and outgoings and amount of debt and suggested the solution of a debt management plan. They dealt directly with my creditors for me so I didn't have to do a thing and I'll be debt free next year! Reviewed on: 23rd May 2025

Help when I had no-one to turn to

5
I was at a very difficult period of my life and didn't know where to turn. An internet search yielded StepChange and it couldn't have been easier to deal with them. Helpful, friendly and non-judgemental advisors who set up my plan. The phone lines are often busy but you do get monthly updates and an online portal to check your status. It was the best option for me at the time. Reviewed on: 23rd May 2025

Stepchanges are so supportive

5
Stepchange has given me stability in my life , thebadvice and assistance was amazing and they continue to support me. Reviewed on: 23rd May 2025

Great help for peace of mind and reducing debt!

5
Great help for peace of mind and reducing debt!!!! Reviewed on: 23rd May 2025

Changed my life

5
Step change helped me to get my life back on track after the split of my marriage and all the debt being left to myself, they didn’t judge me they just couldn’t help me enough. Reviewed on: 23rd May 2025

So grateful for your help.

5
I was so depressed and couldn’t cope with my debts. Was so scared when I first called you but your agents are so supportive and helped me arrange an affordable payment to the companies I owed. Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products